X-ray exam of jaw joint at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$440.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.87 with HORIZON vs $429.09 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $21.87 ↓ -79%
AMERIHEALTH LOCAL HMO $57.83 ↓ -44%
AMERIHEALTH REGIONAL HMO $57.83 ↓ -44%
KARNA MEDICARE ADVANTAGE $67.10 ↓ -35%
AETNA ASA $73.52 ↓ -29%
AETNA HMO $73.52 ↓ -29%
AETNA PPO $73.52 ↓ -29%
CLOVER MEDICARE ADVANTAGE $79.20 ↓ -24%
OPTUM HEALTH MANAGED MEDICAID $82.95 ↓ -20%
CIGNA HMO $90.58 ↓ -13%
CIGNA PPO $90.58 ↓ -13%
VACCN ALL PRODUCTS $103.69 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $103.69 ↑ +0%
AETNA MEDICARE ADVANTAGE $105.08 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
AETNA MANAGED MEDICAID $110.44 ↑ +7%
SEOUL MEDICAL GROUP ALL PRODUCTS $125.84 ↑ +21%
OXFORD ALL PRODUCTS $220.00 ↑ +112%
UNITED HEALTHCARE HMO $250.18 ↑ +141%
HORIZON OMNIA $288.16 ↑ +178%
HORIZON WORKERS COMP $302.98 ↑ +192%
INTERGROUP ALL PRODUCTS $308.00 ↑ +197%
BERGEN RISK ALL PRODUCTS $330.00 ↑ +218%
HORIZON PIP $330.00 ↑ +218%
BRIGHTON HEALTH PLAN ALL PRODUCTS $347.60 ↑ +235%
LHP HEALTH ALL PRODUCTS $347.60 ↑ +235%
CIGNA BH $352.00 ↑ +239%
ACTIVECARE FIRST MCO ALL PRODUCTS $374.00 ↑ +261%
MULTIPLAN - PHCS ALL PRODUCTS $374.00 ↑ +261%
CHN ALL PRODUCTS $374.00 ↑ +261%
QUALCARE HMO $388.08 ↑ +274%
QUALCARE PPO $388.08 ↑ +274%
QUALCARE WORKERS COMP $388.08 ↑ +274%
HORIZON HMO $419.06 ↑ +304%
HORIZON INDEMNITY $421.21 ↑ +306%
HORIZON SHP $423.90 ↑ +309%
HORIZON PPO $429.09 ↑ +314%
HORIZON FEDERAL $429.09 ↑ +314%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray exam of jaw joint at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $274.60 $18.05 – $192.46
Cooperman Barnabas Medical Center Livingston $309.37 $24.12 – $197.58
Community Medical Center Toms River $301.55 $24.12 – $191.50
Clara Maass Medical Center Belleville $290.19 $24.12 – $196.59
Newark Beth Israel Medical Center Newark $303.70 $18.59 – $197.58
Jersey City Medical Center Jersey City $302.34 $23.36 – $206.34
Monmouth Medical Center Long Branch $318.57 $24.12 – $193.95
Bayshore Medical Center Holmdel $97.46 $36.37 – $219.04

All New-jersey hospitals for this procedure →