X-ray cervical spine 4-5 views at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$125.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$850.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.12 with HORIZON vs $828.92 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $38.12 ↓ -70%
AMERIHEALTH REGIONAL HMO $97.71 ↓ -22%
AMERIHEALTH LOCAL HMO $97.71 ↓ -22%
OPTUM HEALTH MANAGED MEDICAID $100.19 ↓ -20%
AETNA HMO $101.78 ↓ -19%
AETNA PPO $101.78 ↓ -19%
AETNA ASA $101.78 ↓ -19%
KARNA MEDICARE ADVANTAGE $104.02 ↓ -17%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MANAGED MEDICAID $125.23 ↑ +0%
VACCN ALL PRODUCTS $125.23 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $125.23 ↑ +0%
HORIZON MEDICARE ADVANTAGE $125.23 ↑ +0%
AETNA MEDICARE ADVANTAGE $127.14 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $131.49 ↑ +5%
CIGNA HMO $138.97 ↑ +11%
CIGNA PPO $138.97 ↑ +11%
CLOVER MEDICARE ADVANTAGE $153.00 ↑ +22%
AETNA MANAGED MEDICAID $213.35 ↑ +70%
SEOUL MEDICAL GROUP ALL PRODUCTS $243.10 ↑ +94%
UNITED HEALTHCARE HMO $336.99 ↑ +169%
OXFORD ALL PRODUCTS $425.00 ↑ +239%
HORIZON OMNIA $556.67 ↑ +345%
HORIZON WORKERS COMP $585.31 ↑ +367%
INTERGROUP ALL PRODUCTS $595.00 ↑ +375%
BERGEN RISK ALL PRODUCTS $637.50 ↑ +409%
HORIZON PIP $637.50 ↑ +409%
BRIGHTON HEALTH PLAN ALL PRODUCTS $671.50 ↑ +436%
LHP HEALTH ALL PRODUCTS $671.50 ↑ +436%
CIGNA BH $680.00 ↑ +443%
ACTIVECARE FIRST MCO ALL PRODUCTS $722.50 ↑ +477%
MULTIPLAN - PHCS ALL PRODUCTS $722.50 ↑ +477%
CHN ALL PRODUCTS $722.50 ↑ +477%
QUALCARE HMO $749.70 ↑ +499%
QUALCARE PPO $749.70 ↑ +499%
QUALCARE WORKERS COMP $749.70 ↑ +499%
HORIZON HMO $809.54 ↑ +546%
HORIZON INDEMNITY $813.71 ↑ +550%
HORIZON SHP $818.89 ↑ +554%
HORIZON FEDERAL $828.92 ↑ +562%
HORIZON PPO $828.92 ↑ +562%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray cervical spine 4-5 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $156.35 $27.97 – $232.44
Cooperman Barnabas Medical Center Livingston $220.16 $42.05 – $238.62
Community Medical Center Toms River $172.76 $42.05 – $231.28
Clara Maass Medical Center Belleville $205.86 $42.05 – $237.43
Childrens Specialized Hospital Mountainside $226.50 $25.64 – $655.00
Newark Beth Israel Medical Center Newark $216.42 $28.79 – $238.62
Jersey City Medical Center Jersey City $173.09 $36.19 – $249.21
Monmouth Medical Center Long Branch $182.26 $42.05 – $234.22

All New-jersey hospitals for this procedure →