X-ray cervical spine 2-3 views at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$768.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.39 with HORIZON vs $748.95 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $26.39 ↓ -75%
AMERIHEALTH LOCAL HMO $67.80 ↓ -35%
AMERIHEALTH REGIONAL HMO $67.80 ↓ -35%
AETNA HMO $74.74 ↓ -28%
AETNA PPO $74.74 ↓ -28%
AETNA ASA $74.74 ↓ -28%
KARNA MEDICARE ADVANTAGE $76.72 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $82.95 ↓ -20%
CIGNA HMO $100.24 ↓ -3%
CIGNA PPO $100.24 ↓ -3%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
VACCN ALL PRODUCTS $103.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
AETNA MEDICARE ADVANTAGE $105.08 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
CLOVER MEDICARE ADVANTAGE $138.24 ↑ +33%
AETNA MANAGED MEDICAID $192.77 ↑ +86%
SEOUL MEDICAL GROUP ALL PRODUCTS $219.65 ↑ +112%
UNITED HEALTHCARE HMO $250.18 ↑ +141%
OXFORD ALL PRODUCTS $384.00 ↑ +270%
HORIZON OMNIA $502.96 ↑ +385%
HORIZON WORKERS COMP $528.84 ↑ +410%
INTERGROUP ALL PRODUCTS $537.60 ↑ +418%
BERGEN RISK ALL PRODUCTS $576.00 ↑ +456%
HORIZON PIP $576.00 ↑ +456%
BRIGHTON HEALTH PLAN ALL PRODUCTS $606.72 ↑ +485%
LHP HEALTH ALL PRODUCTS $606.72 ↑ +485%
CIGNA BH $614.40 ↑ +493%
ACTIVECARE FIRST MCO ALL PRODUCTS $652.80 ↑ +530%
MULTIPLAN - PHCS ALL PRODUCTS $652.80 ↑ +530%
CHN ALL PRODUCTS $652.80 ↑ +530%
QUALCARE HMO $677.38 ↑ +553%
QUALCARE PPO $677.38 ↑ +553%
QUALCARE WORKERS COMP $677.38 ↑ +553%
HORIZON HMO $731.44 ↑ +605%
HORIZON INDEMNITY $735.21 ↑ +609%
HORIZON SHP $739.89 ↑ +614%
HORIZON FEDERAL $748.95 ↑ +622%
HORIZON PPO $748.95 ↑ +622%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray cervical spine 2-3 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $100.79 $20.64 – $192.46
Cooperman Barnabas Medical Center Livingston $155.74 $29.11 – $197.58
Community Medical Center Toms River $111.37 $29.11 – $191.50
Clara Maass Medical Center Belleville $140.82 $29.11 – $196.59
Childrens Specialized Hospital Mountainside $208.00 $17.75 – $655.00
Newark Beth Israel Medical Center Newark $153.10 $21.25 – $197.58
Jersey City Medical Center Jersey City $111.58 $26.72 – $206.34
Monmouth Medical Center Long Branch $117.49 $29.11 – $193.95

All New-jersey hospitals for this procedure →