Vein x-ray skull at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$3,706.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,823.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$242.85 with HORIZON vs $8,849.68 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $242.85 | ↓ -93% |
| KARNA | MEDICARE ADVANTAGE | $297.86 | ↓ -92% |
| AETNA | PPO | $316.72 | ↓ -91% |
| AETNA | HMO | $316.72 | ↓ -91% |
| AETNA | ASA | $316.72 | ↓ -91% |
| CIGNA | HMO | $396.72 | ↓ -89% |
| CIGNA | PPO | $396.72 | ↓ -89% |
| CLOVER | MEDICARE ADVANTAGE | $688.14 | ↓ -81% |
| AETNA | MANAGED MEDICAID | $959.57 | ↓ -74% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,093.38 | ↓ -71% |
| OXFORD | ALL PRODUCTS | $1,911.50 | ↓ -48% |
| HORIZON | OMNIA | $2,503.68 | ↓ -32% |
| HORIZON | WORKERS COMP | $2,632.52 | ↓ -29% |
| INTERGROUP | ALL PRODUCTS | $2,676.10 | ↓ -28% |
| BERGEN RISK | ALL PRODUCTS | $2,867.25 | ↓ -23% |
| HORIZON | PIP | $2,867.25 | ↓ -23% |
| OPTUM HEALTH | MANAGED MEDICAID | $2,965.35 | ↓ -20% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $3,020.17 | ↓ -19% |
| LHP HEALTH | ALL PRODUCTS | $3,020.17 | ↓ -19% |
| CIGNA | BH | $3,058.40 | ↓ -17% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,249.55 | ↓ -12% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $3,249.55 | ↓ -12% |
| CHN | ALL PRODUCTS | $3,249.55 | ↓ -12% |
| QUALCARE | HMO | $3,371.89 | ↓ -9% |
| QUALCARE | PPO | $3,371.89 | ↓ -9% |
| QUALCARE | WORKERS COMP | $3,371.89 | ↓ -9% |
| HORIZON | HMO | $3,641.03 | ↓ -2% |
| HORIZON | INDEMNITY | $3,659.76 | ↓ -1% |
| HORIZON | SHP | $3,683.08 | ↓ -1% |
| AETNA | MEDICARE ADVANTAGE | $3,686.08 | ↓ -1% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,706.68 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $3,706.68 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $3,706.68 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $3,706.68 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $3,706.68 | ↑ +0% |
| VACCN | ALL PRODUCTS | $3,706.68 | ↑ +0% |
| HORIZON | FEDERAL | $3,728.19 | ↑ +1% |
| HORIZON | PPO | $3,728.19 | ↑ +1% |
| AMERIHEALTH | REGIONAL HMO | $3,823.00 | ↑ +3% |
| AMERIHEALTH | LOCAL HMO | $3,823.00 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,892.02 | ↑ +5% |
| UNITED HEALTHCARE | HMO | $8,849.68 | ↑ +139% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Vein x-ray skull at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $883.69 | $80.50 – $6,879.68 |
| Cooperman Barnabas Medical Center | Livingston | $997.62 | $267.89 – $7,062.48 |
| Community Medical Center | Toms River | $976.43 | $267.56 – $6,845.28 |
| Clara Maass Medical Center | Belleville | $936.42 | $267.89 – $7,027.17 |
| Newark Beth Israel Medical Center | Newark | $980.67 | $82.87 – $7,062.48 |
| Jersey City Medical Center | Jersey City | $978.32 | $104.17 – $7,376.29 |
| Monmouth Medical Center | Long Branch | $1,030.11 | $267.89 – $6,932.84 |
| Bayshore Medical Center | Holmdel | $3,483.84 | $257.31 – $7,747.94 |