Tilt table study at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$624.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,893.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$284.06 with KARNA vs $5,115.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $284.06 ↓ -55%
OPTUM HEALTH MANAGED MEDICAID $499.89 ↓ -20%
CLOVER MEDICARE ADVANTAGE $520.74 ↓ -17%
AETNA MEDICARE ADVANTAGE $619.82 ↓ -1%
WELLCARE MANAGED MEDICAID $624.87 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $624.87 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $624.87 ↑ +0%
HORIZON MEDICARE ADVANTAGE $624.87 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $624.87 ↑ +0%
VACCN ALL PRODUCTS $624.87 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $656.11 ↑ +5%
AETNA MANAGED MEDICAID $726.14 ↑ +16%
SEOUL MEDICAL GROUP ALL PRODUCTS $827.40 ↑ +32%
HORIZON MANAGED MEDICAID $1,432.04 ↑ +129%
HORIZON OMNIA $1,894.63 ↑ +203%
HORIZON WORKERS COMP $1,992.12 ↑ +219%
INTERGROUP ALL PRODUCTS $2,025.10 ↑ +224%
UNITED HEALTHCARE HMO $2,030.00 ↑ +225%
OXFORD ALL PRODUCTS $2,033.00 ↑ +225%
BERGEN RISK ALL PRODUCTS $2,169.75 ↑ +247%
HORIZON PIP $2,169.75 ↑ +247%
LHP HEALTH ALL PRODUCTS $2,285.47 ↑ +266%
CIGNA BH $2,314.40 ↑ +270%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,459.05 ↑ +294%
MULTIPLAN - PHCS ALL PRODUCTS $2,459.05 ↑ +294%
CHN ALL PRODUCTS $2,459.05 ↑ +294%
QUALCARE WORKERS COMP $2,551.63 ↑ +308%
QUALCARE PPO $2,551.63 ↑ +308%
QUALCARE HMO $2,551.63 ↑ +308%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,603.70 ↑ +317%
HORIZON HMO $2,755.29 ↑ +341%
HORIZON INDEMNITY $2,769.47 ↑ +343%
HORIZON SHP $2,787.12 ↑ +346%
CIGNA HMO $2,798.98 ↑ +348%
CIGNA PPO $2,798.98 ↑ +348%
HORIZON PPO $2,821.25 ↑ +351%
HORIZON FEDERAL $2,821.25 ↑ +351%
AMERIHEALTH REGIONAL HMO $2,893.00 ↑ +363%
AMERIHEALTH LOCAL HMO $2,893.00 ↑ +363%
AETNA ASA $5,115.00 ↑ +719%
AETNA HMO $5,115.00 ↑ +719%
AETNA PPO $5,115.00 ↑ +719%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Tilt table study at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $801.29 $83.30 – $1,159.76
Cooperman Barnabas Medical Center Livingston $786.99 $395.00 – $1,190.58
Community Medical Center Toms River $885.39 $395.00 – $1,153.96
Clara Maass Medical Center Belleville $672.48 $345.00 – $1,184.63
Newark Beth Israel Medical Center Newark $773.62 $85.75 – $1,190.58
Jersey City Medical Center Jersey City $887.09 $107.80 – $1,243.49
Monmouth Medical Center Long Branch $934.05 $395.00 – $1,168.73
Bayshore Medical Center Holmdel $587.30 $587.30 – $704.76

All New-jersey hospitals for this procedure →