Thaw preserved stem cells at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$514.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,850.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.35 with HORIZON vs $7,773.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $41.35 ↓ -92%
KARNA MEDICARE ADVANTAGE $59.04 ↓ -89%
OPTUM HEALTH MANAGED MEDICAID $411.88 ↓ -20%
AETNA MEDICARE ADVANTAGE $502.01 ↓ -2%
WELLCARE MANAGED MEDICAID $514.85 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $514.85 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $514.85 ↑ +0%
HORIZON MEDICARE ADVANTAGE $514.85 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $514.85 ↑ +0%
VACCN ALL PRODUCTS $514.85 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $540.59 ↑ +5%
CLOVER MEDICARE ADVANTAGE $693.00 ↑ +35%
AETNA MANAGED MEDICAID $966.35 ↑ +88%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,101.10 ↑ +114%
HORIZON OMNIA $2,521.37 ↑ +390%
HORIZON WORKERS COMP $2,651.11 ↑ +415%
INTERGROUP ALL PRODUCTS $2,695.00 ↑ +423%
UNITED HEALTHCARE HMO $2,778.16 ↑ +440%
OXFORD ALL PRODUCTS $2,828.60 ↑ +449%
BERGEN RISK ALL PRODUCTS $2,887.50 ↑ +461%
HORIZON PIP $2,887.50 ↑ +461%
LHP HEALTH ALL PRODUCTS $3,041.50 ↑ +491%
CIGNA BH $3,080.00 ↑ +498%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,272.50 ↑ +536%
MULTIPLAN - PHCS ALL PRODUCTS $3,272.50 ↑ +536%
CHN ALL PRODUCTS $3,272.50 ↑ +536%
QUALCARE WORKERS COMP $3,395.70 ↑ +560%
QUALCARE PPO $3,395.70 ↑ +560%
QUALCARE HMO $3,395.70 ↑ +560%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,465.00 ↑ +573%
HORIZON HMO $3,666.74 ↑ +612%
HORIZON INDEMNITY $3,685.61 ↑ +616%
HORIZON SHP $3,709.09 ↑ +620%
CIGNA HMO $3,724.88 ↑ +623%
CIGNA PPO $3,724.88 ↑ +623%
HORIZON PPO $3,754.52 ↑ +629%
HORIZON FEDERAL $3,754.52 ↑ +629%
AMERIHEALTH REGIONAL HMO $3,850.00 ↑ +648%
AMERIHEALTH LOCAL HMO $3,850.00 ↑ +648%
AETNA ASA $7,773.00 ↑ +1410%
AETNA HMO $7,773.00 ↑ +1410%
AETNA PPO $7,773.00 ↑ +1410%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Thaw preserved stem cells at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $477.79 – $955.58
Cooperman Barnabas Medical Center Livingston $6,839.00 $45.61 – $980.96
Community Medical Center Toms River $3,786.00 $45.61 – $950.80
Clara Maass Medical Center Belleville $3,986.00 $45.61 – $976.06
Newark Beth Israel Medical Center Newark $4,881.00 $45.61 – $980.96
Jersey City Medical Center Jersey City $5,339.00 $45.61 – $1,024.55
Monmouth Medical Center Long Branch $5,419.00 $45.61 – $962.96
Bayshore Medical Center Holmdel $483.90 $483.90 – $580.68

All New-jersey hospitals for this procedure →