Stress test pulmonary at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$151.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,018.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$59.07 with KARNA vs $5,456.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $59.07 | ↓ -61% |
| OPTUM HEALTH | MANAGED MEDICAID | $121.44 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $147.72 | ↓ -3% |
| HORIZON | MEDICARE ADVANTAGE | $151.80 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $151.80 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $151.80 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $151.80 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $151.80 | ↑ +0% |
| VACCN | ALL PRODUCTS | $151.80 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $159.39 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $183.24 | ↑ +21% |
| AETNA | MANAGED MEDICAID | $255.52 | ↑ +68% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $291.15 | ↑ +92% |
| HORIZON | MANAGED MEDICAID | $503.91 | ↑ +232% |
| HORIZON | OMNIA | $666.69 | ↑ +339% |
| HORIZON | WORKERS COMP | $700.99 | ↑ +362% |
| INTERGROUP | ALL PRODUCTS | $712.60 | ↑ +369% |
| BERGEN RISK | ALL PRODUCTS | $763.50 | ↑ +403% |
| HORIZON | PIP | $763.50 | ↑ +403% |
| LHP HEALTH | ALL PRODUCTS | $804.22 | ↑ +430% |
| CIGNA | BH | $814.40 | ↑ +436% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $865.30 | ↑ +470% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $865.30 | ↑ +470% |
| CHN | ALL PRODUCTS | $865.30 | ↑ +470% |
| QUALCARE | PPO | $897.88 | ↑ +491% |
| QUALCARE | WORKERS COMP | $897.88 | ↑ +491% |
| QUALCARE | HMO | $897.88 | ↑ +491% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $916.20 | ↑ +504% |
| AETNA | ASA | $969.14 | ↑ +538% |
| AETNA | HMO | $969.14 | ↑ +538% |
| AETNA | PPO | $969.14 | ↑ +538% |
| HORIZON | HMO | $969.54 | ↑ +539% |
| HORIZON | INDEMNITY | $974.53 | ↑ +542% |
| HORIZON | SHP | $980.74 | ↑ +546% |
| CIGNA | PPO | $984.92 | ↑ +549% |
| CIGNA | HMO | $984.92 | ↑ +549% |
| HORIZON | PPO | $992.75 | ↑ +554% |
| HORIZON | FEDERAL | $992.75 | ↑ +554% |
| AMERIHEALTH | REGIONAL HMO | $1,018.00 | ↑ +571% |
| AMERIHEALTH | LOCAL HMO | $1,018.00 | ↑ +571% |
| OXFORD | ALL PRODUCTS | $5,390.00 | ↑ +3451% |
| UNITED HEALTHCARE | HMO | $5,456.00 | ↑ +3494% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Stress test pulmonary at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $219.52 | $26.51 – $289.24 |
| Community Medical Center | Toms River | $210.71 | $27.15 – $280.33 |
| Clara Maass Medical Center | Belleville | $158.92 | $26.19 – $287.79 |
| Newark Beth Israel Medical Center | Newark | $215.79 | $17.91 – $289.24 |
| Monmouth Medical Center | Long Branch | $222.30 | $52.38 – $283.91 |
| Bayshore Medical Center | Holmdel | $142.67 | $142.67 – $910.00 |
| Ocean University Medical Center | Brick | $140.87 | $56.83 – $389.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $142.80 | $31.94 – $610.00 |