Str markers specimen anal at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$233.07
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,100.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.08 with AETNA vs $2,946.95 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $82.08 | ↓ -65% |
| OXFORD | ALL PRODUCTS | $163.50 | ↓ -30% |
| UNITED HEALTHCARE | HMO | $184.76 | ↓ -21% |
| OPTUM HEALTH | MANAGED MEDICAID | $186.46 | ↓ -20% |
| HORIZON | OMNIA | $214.15 | ↓ -8% |
| HORIZON | WORKERS COMP | $225.17 | ↓ -3% |
| INTERGROUP | ALL PRODUCTS | $228.90 | ↓ -2% |
| VACCN | ALL PRODUCTS | $233.07 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $233.07 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $233.07 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $233.07 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $233.07 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $233.07 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $233.07 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $233.07 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $233.07 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $233.07 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $244.72 | ↑ +5% |
| BERGEN RISK | ALL PRODUCTS | $245.25 | ↑ +5% |
| HORIZON | PIP | $245.25 | ↑ +5% |
| HORIZON | MANAGED MEDICAID | $246.76 | ↑ +6% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $258.33 | ↑ +11% |
| CIGNA | BH | $261.60 | ↑ +12% |
| CHN | ALL PRODUCTS | $277.95 | ↑ +19% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $277.95 | ↑ +19% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $277.95 | ↑ +19% |
| QUALCARE | WORKERS COMP | $288.41 | ↑ +24% |
| QUALCARE | PPO | $288.41 | ↑ +24% |
| QUALCARE | HMO | $288.41 | ↑ +24% |
| LHP HEALTH | ALL PRODUCTS | $291.34 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $309.98 | ↑ +33% |
| HORIZON | HMO | $311.43 | ↑ +34% |
| HORIZON | INDEMNITY | $313.04 | ↑ +34% |
| HORIZON | SHP | $315.03 | ↑ +35% |
| HORIZON | PPO | $318.89 | ↑ +37% |
| HORIZON | FEDERAL | $318.89 | ↑ +37% |
| AMERIHEALTH | LOCAL HMO | $327.00 | ↑ +40% |
| AMERIHEALTH | REGIONAL HMO | $327.00 | ↑ +40% |
| CIGNA | HMO | $1,046.60 | ↑ +349% |
| CIGNA | PPO | $1,046.60 | ↑ +349% |
| AETNA | HMO | $2,946.95 | ↑ +1164% |
| AETNA | PPO | $2,946.95 | ↑ +1164% |
| AETNA | ASA | $2,946.95 | ↑ +1164% |
Visitor-reported prices
Comments
Str markers specimen anal at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $256.38 | $109.54 – $950.68 |
| Cooperman Barnabas Medical Center | Livingston | $256.38 | $109.54 – $950.68 |
| Community Medical Center | Toms River | $256.38 | $109.54 – $950.68 |
| Clara Maass Medical Center | Belleville | $256.38 | $109.54 – $950.68 |
| Newark Beth Israel Medical Center | Newark | $256.38 | $109.54 – $950.68 |
| Jersey City Medical Center | Jersey City | $256.38 | $109.54 – $950.68 |
| Monmouth Medical Center | Long Branch | $256.38 | $109.54 – $950.68 |
| Bayshore Medical Center | Holmdel | $233.07 | $233.07 – $1,068.01 |