Str markers spec anal addl at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$304.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,432.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$94.91 with HORIZON vs $3,045.05 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $94.91 | ↓ -69% |
| OPTUM HEALTH | MANAGED MEDICAID | $243.85 | ↓ -20% |
| AETNA | MANAGED MEDICAID | $254.51 | ↓ -17% |
| AMERIGROUP | MANAGED MEDICAID | $304.81 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $304.81 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $304.81 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $304.81 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $304.81 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $304.81 | ↑ +0% |
| VACCN | ALL PRODUCTS | $304.81 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $304.81 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $304.81 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $304.81 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $320.05 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $381.01 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $405.40 | ↑ +33% |
| OXFORD | ALL PRODUCTS | $507.00 | ↑ +66% |
| UNITED HEALTHCARE | HMO | $572.91 | ↑ +88% |
| HORIZON | OMNIA | $664.07 | ↑ +118% |
| HORIZON | WORKERS COMP | $698.24 | ↑ +129% |
| INTERGROUP | ALL PRODUCTS | $709.80 | ↑ +133% |
| BERGEN RISK | ALL PRODUCTS | $760.50 | ↑ +149% |
| HORIZON | PIP | $760.50 | ↑ +149% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $801.06 | ↑ +163% |
| CIGNA | BH | $811.20 | ↑ +166% |
| CHN | ALL PRODUCTS | $861.90 | ↑ +183% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $861.90 | ↑ +183% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $861.90 | ↑ +183% |
| QUALCARE | WORKERS COMP | $894.35 | ↑ +193% |
| QUALCARE | PPO | $894.35 | ↑ +193% |
| QUALCARE | HMO | $894.35 | ↑ +193% |
| HORIZON | HMO | $965.73 | ↑ +217% |
| HORIZON | INDEMNITY | $970.70 | ↑ +218% |
| HORIZON | SHP | $976.89 | ↑ +220% |
| HORIZON | FEDERAL | $988.85 | ↑ +224% |
| HORIZON | PPO | $988.85 | ↑ +224% |
| AMERIHEALTH | LOCAL HMO | $1,014.00 | ↑ +233% |
| AMERIHEALTH | REGIONAL HMO | $1,014.00 | ↑ +233% |
| CIGNA | PPO | $1,368.75 | ↑ +349% |
| CIGNA | HMO | $1,368.75 | ↑ +349% |
| AETNA | PPO | $3,045.05 | ↑ +899% |
| AETNA | HMO | $3,045.05 | ↑ +899% |
| AETNA | ASA | $3,045.05 | ↑ +899% |
Visitor-reported prices
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Str markers spec anal addl at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $335.29 | $131.04 – $1,243.09 |
| Cooperman Barnabas Medical Center | Livingston | $335.29 | $104.70 – $1,243.09 |
| Community Medical Center | Toms River | $335.29 | $104.70 – $1,243.09 |
| Clara Maass Medical Center | Belleville | $335.29 | $104.70 – $1,243.09 |
| Newark Beth Israel Medical Center | Newark | $335.29 | $104.70 – $1,243.09 |
| Jersey City Medical Center | Jersey City | $335.29 | $104.70 – $1,243.09 |
| Monmouth Medical Center | Long Branch | $335.29 | $104.70 – $1,243.09 |
| Bayshore Medical Center | Holmdel | $304.81 | $304.81 – $1,396.75 |