St treatment speech individual at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$98.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$444.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.05 with HORIZON vs $876.02 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $54.05 | ↓ -45% |
| OPTUM HEALTH | MANAGED MEDICAID | $78.62 | ↓ -20% |
| CLOVER | MEDICARE ADVANTAGE | $79.92 | ↓ -19% |
| AETNA | MEDICARE ADVANTAGE | $98.27 | ↑ +0% |
| VACCN | ALL PRODUCTS | $98.27 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $98.27 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $98.27 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $98.27 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $98.27 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $98.27 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $98.27 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $103.18 | ↑ +5% |
| AETNA | MANAGED MEDICAID | $111.44 | ↑ +13% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $126.98 | ↑ +29% |
| KARNA | MEDICARE ADVANTAGE | $131.64 | ↑ +34% |
| OXFORD | ALL PRODUCTS | $212.00 | ↑ +116% |
| CIGNA | PPO | $238.00 | ↑ +142% |
| CIGNA | HMO | $238.00 | ↑ +142% |
| HORIZON | OMNIA | $290.78 | ↑ +196% |
| HORIZON | WORKERS COMP | $305.74 | ↑ +211% |
| INTERGROUP | ALL PRODUCTS | $310.80 | ↑ +216% |
| BERGEN RISK | ALL PRODUCTS | $333.00 | ↑ +239% |
| HORIZON | PIP | $333.00 | ↑ +239% |
| LHP HEALTH | ALL PRODUCTS | $350.76 | ↑ +257% |
| CIGNA | BH | $355.20 | ↑ +261% |
| CHN | ALL PRODUCTS | $377.40 | ↑ +284% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $377.40 | ↑ +284% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $377.40 | ↑ +284% |
| QUALCARE | PPO | $391.61 | ↑ +299% |
| QUALCARE | WORKERS COMP | $391.61 | ↑ +299% |
| QUALCARE | HMO | $391.61 | ↑ +299% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $399.60 | ↑ +307% |
| UNITED HEALTHCARE | HMO | $406.00 | ↑ +313% |
| HORIZON | HMO | $422.87 | ↑ +330% |
| HORIZON | INDEMNITY | $425.04 | ↑ +333% |
| HORIZON | SHP | $427.75 | ↑ +335% |
| HORIZON | FEDERAL | $432.99 | ↑ +341% |
| HORIZON | PPO | $432.99 | ↑ +341% |
| AMERIHEALTH | LOCAL HMO | $444.00 | ↑ +352% |
| AMERIHEALTH | REGIONAL HMO | $444.00 | ↑ +352% |
| AETNA | ASA | $876.02 | ↑ +791% |
| AETNA | PPO | $876.02 | ↑ +791% |
| AETNA | HMO | $876.02 | ↑ +791% |
Visitor-reported prices
Comments
St treatment speech individual at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Childrens Specialized Hospital | Mountainside | $250.50 | $237.00 – $394.00 |
| Bayshore Medical Center | Holmdel | $98.27 | $98.27 – $614.00 |
| Ocean University Medical Center | Brick | $98.27 | $60.00 – $413.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $98.27 | $60.00 – $576.00 |
| Jersey Shore University Medical Center | Neptune City | $98.27 | $78.62 – $326.00 |
| Palisades Medical Center | North Bergen | $98.27 | $19.31 – $769.00 |
| Raritan Bay Medical Center | Perth Amboy | $98.27 | $90.00 – $265.00 |
| Riverview Medical Center | Red Bank | $98.27 | $98.27 – $301.00 |