St cognitve performance testing healthcare professional each hour at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$129.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$532.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.05 with HORIZON vs $532.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $54.05 ↓ -58%
CLOVER MEDICARE ADVANTAGE $95.76 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $103.96 ↓ -20%
AETNA MEDICARE ADVANTAGE $129.95 ↑ +0%
VACCN ALL PRODUCTS $129.95 ↑ +0%
AMERIGROUP MANAGED MEDICAID $129.95 ↑ +0%
HORIZON MEDICARE ADVANTAGE $129.95 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $129.95 ↑ +0%
WELLCARE MANAGED MEDICAID $129.95 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $129.95 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $129.95 ↑ +0%
AETNA MANAGED MEDICAID $133.53 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $136.45 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $152.15 ↑ +17%
KARNA MEDICARE ADVANTAGE $176.58 ↑ +36%
OXFORD ALL PRODUCTS $212.00 ↑ +63%
CIGNA PPO $238.00 ↑ +83%
CIGNA HMO $238.00 ↑ +83%
HORIZON OMNIA $348.41 ↑ +168%
HORIZON WORKERS COMP $366.34 ↑ +182%
INTERGROUP ALL PRODUCTS $372.40 ↑ +187%
HORIZON PIP $399.00 ↑ +207%
BERGEN RISK ALL PRODUCTS $399.00 ↑ +207%
UNITED HEALTHCARE HMO $406.00 ↑ +212%
LHP HEALTH ALL PRODUCTS $420.28 ↑ +223%
CIGNA BH $425.60 ↑ +228%
ACTIVECARE FIRST MCO ALL PRODUCTS $452.20 ↑ +248%
CHN ALL PRODUCTS $452.20 ↑ +248%
MULTIPLAN - PHCS ALL PRODUCTS $452.20 ↑ +248%
QUALCARE HMO $469.22 ↑ +261%
QUALCARE WORKERS COMP $469.22 ↑ +261%
QUALCARE PPO $469.22 ↑ +261%
BRIGHTON HEALTH PLAN ALL PRODUCTS $478.80 ↑ +268%
AETNA ASA $506.46 ↑ +290%
AETNA PPO $506.46 ↑ +290%
AETNA HMO $506.46 ↑ +290%
HORIZON HMO $506.68 ↑ +290%
HORIZON INDEMNITY $509.28 ↑ +292%
HORIZON SHP $512.53 ↑ +294%
HORIZON PPO $518.81 ↑ +299%
HORIZON FEDERAL $518.81 ↑ +299%
AMERIHEALTH REGIONAL HMO $532.00 ↑ +309%
AMERIHEALTH LOCAL HMO $532.00 ↑ +309%

Visitor-reported prices

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St cognitve performance testing healthcare professional each hour at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $129.95 $129.95 – $614.00
Ocean University Medical Center Brick $129.95 $60.00 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $129.95 $60.00 – $576.00
Jersey Shore University Medical Center Neptune City $129.95 $63.00 – $326.00
Palisades Medical Center North Bergen $129.95 $128.58 – $769.00
Raritan Bay Medical Center Perth Amboy $129.95 $90.00 – $265.00
Riverview Medical Center Red Bank $129.95 $129.95 – $301.00
Southern Ocean Medical Center Manahawkin $129.95 $63.00 – $332.00

All New-jersey hospitals for this procedure →