Speech evaluation complex at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$284.66

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,092.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.44 with HORIZON vs $1,064.92 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $62.44 ↓ -78%
AETNA ASA $165.65 ↓ -42%
AETNA PPO $165.65 ↓ -42%
AETNA HMO $165.65 ↓ -42%
CLOVER MEDICARE ADVANTAGE $196.56 ↓ -31%
KARNA MEDICARE ADVANTAGE $210.08 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $227.73 ↓ -20%
AMERIHEALTH REGIONAL HMO $241.28 ↓ -15%
AMERIHEALTH LOCAL HMO $241.28 ↓ -15%
CIGNA HMO $243.04 ↓ -15%
CIGNA PPO $243.04 ↓ -15%
AETNA MANAGED MEDICAID $274.09 ↓ -4%
AETNA MEDICARE ADVANTAGE $283.37 ↓ -0%
VACCN ALL PRODUCTS $284.66 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $284.66 ↑ +0%
HORIZON MEDICARE ADVANTAGE $284.66 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $284.66 ↑ +0%
WELLCARE MANAGED MEDICAID $284.66 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $284.66 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $298.90 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $312.31 ↑ +10%
OXFORD ALL PRODUCTS $546.00 ↑ +92%
UNITED HEALTHCARE HMO $711.68 ↑ +150%
HORIZON OMNIA $715.15 ↑ +151%
HORIZON WORKERS COMP $751.95 ↑ +164%
INTERGROUP ALL PRODUCTS $764.40 ↑ +169%
BERGEN RISK ALL PRODUCTS $819.00 ↑ +188%
HORIZON PIP $819.00 ↑ +188%
BRIGHTON HEALTH PLAN ALL PRODUCTS $862.68 ↑ +203%
LHP HEALTH ALL PRODUCTS $862.68 ↑ +203%
CIGNA BH $873.60 ↑ +207%
ACTIVECARE FIRST MCO ALL PRODUCTS $928.20 ↑ +226%
MULTIPLAN - PHCS ALL PRODUCTS $928.20 ↑ +226%
CHN ALL PRODUCTS $928.20 ↑ +226%
QUALCARE HMO $963.14 ↑ +238%
QUALCARE PPO $963.14 ↑ +238%
QUALCARE WORKERS COMP $963.14 ↑ +238%
HORIZON HMO $1,040.02 ↑ +265%
HORIZON INDEMNITY $1,045.37 ↑ +267%
HORIZON SHP $1,052.03 ↑ +270%
HORIZON PPO $1,064.92 ↑ +274%
HORIZON FEDERAL $1,064.92 ↑ +274%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Speech evaluation complex at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $267.55 $134.58 – $623.08
Ocean University Medical Center Brick $264.17 $134.58 – $264.17
JFK Johnson Rehabilitation Institute (JRI) Edison $267.78 $210.08 – $659.90
Jersey Shore University Medical Center Neptune City $267.55 $140.14 – $280.93
Palisades Medical Center North Bergen $284.66 $68.88 – $623.08
Raritan Bay Medical Center Perth Amboy $267.78 $94.50 – $623.08
Riverview Medical Center Red Bank $267.55 $58.80 – $623.08
Southern Ocean Medical Center Manahawkin $264.17 $149.30 – $277.38

All New-jersey hospitals for this procedure →