Pt application of modality >=1 area hot/cold packs at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.14 with KARNA vs $406.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $11.14
CLOVER MEDICARE ADVANTAGE $11.88
OPTUM HEALTH MANAGED MEDICAID $14.52
AETNA MANAGED MEDICAID $16.57
SEOUL MEDICAL GROUP ALL PRODUCTS $18.88
AETNA MEDICARE ADVANTAGE $19.54
HORIZON OMNIA $43.22
HORIZON WORKERS COMP $45.45
INTERGROUP ALL PRODUCTS $46.20
HORIZON PIP $49.50
LHP HEALTH ALL PRODUCTS $52.14
CIGNA BH $52.80
HORIZON MANAGED MEDICAID $54.05
MULTIPLAN - PHCS ALL PRODUCTS $56.10
CHN ALL PRODUCTS $56.10
ACTIVECARE FIRST MCO ALL PRODUCTS $56.10
QUALCARE HMO $58.21
QUALCARE PPO $58.21
QUALCARE WORKERS COMP $58.21
BRIGHTON HEALTH PLAN ALL PRODUCTS $59.40
HORIZON HMO $62.86
HORIZON INDEMNITY $63.18
HORIZON SHP $63.58
HORIZON PPO $64.36
HORIZON FEDERAL $64.36
AMERIHEALTH REGIONAL HMO $66.00
AMERIHEALTH LOCAL HMO $66.00
AETNA HMO $68.33
AETNA ASA $68.33
AETNA PPO $68.33
CIGNA HMO $238.00
CIGNA PPO $238.00
BERGEN RISK ALL PRODUCTS $291.00
OXFORD ALL PRODUCTS $346.00
UNITED HEALTHCARE HMO $406.00
WELLCARE MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
VACCN ALL PRODUCTS not published by hospital
WELLCARE MANAGED MEDICAID not published by hospital
HORIZON MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Pt application of modality >=1 area hot/cold packs at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $26.40 $9.57 – $9.57
Childrens Specialized Hospital Mountainside $45.50 $237.00 – $394.00
Trinitas Regional Medical Center Elizabeth not published $66.00 – $170.00
Cooperman Barnabas Medical Center Livingston not published $66.00 – $357.00
Community Medical Center Toms River not published $66.00 – $392.00
Clara Maass Medical Center Belleville not published $37.00 – $170.00
Newark Beth Israel Medical Center Newark not published $66.00 – $357.00
Jersey City Medical Center Jersey City not published $66.00 – $291.00

All New-jersey hospitals for this procedure →