Pt application of modality >=1 area electrical stimulation each 15 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$18.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$153.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.90 with OPTUM HEALTH vs $406.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $14.90 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $18.62 ↑ +0%
WELLCARE MANAGED MEDICAID $18.62 ↑ +0%
HORIZON MEDICARE ADVANTAGE $18.62 ↑ +0%
AETNA MEDICARE ADVANTAGE $18.62 ↑ +0%
AMERIGROUP MANAGED MEDICAID $18.62 ↑ +0%
VACCN ALL PRODUCTS $18.62 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $18.62 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $18.62 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $19.55 ↑ +5%
KARNA MEDICARE ADVANTAGE $24.65 ↑ +32%
CLOVER MEDICARE ADVANTAGE $27.54 ↑ +48%
AETNA MANAGED MEDICAID $38.40 ↑ +106%
SEOUL MEDICAL GROUP ALL PRODUCTS $43.76 ↑ +135%
HORIZON MANAGED MEDICAID $54.05 ↑ +190%
HORIZON OMNIA $100.20 ↑ +438%
HORIZON WORKERS COMP $105.36 ↑ +466%
INTERGROUP ALL PRODUCTS $107.10 ↑ +475%
HORIZON PIP $114.75 ↑ +516%
LHP HEALTH ALL PRODUCTS $120.87 ↑ +549%
CIGNA BH $122.40 ↑ +557%
ACTIVECARE FIRST MCO ALL PRODUCTS $130.05 ↑ +598%
CHN ALL PRODUCTS $130.05 ↑ +598%
MULTIPLAN - PHCS ALL PRODUCTS $130.05 ↑ +598%
QUALCARE PPO $134.95 ↑ +625%
QUALCARE WORKERS COMP $134.95 ↑ +625%
QUALCARE HMO $134.95 ↑ +625%
BRIGHTON HEALTH PLAN ALL PRODUCTS $137.70 ↑ +640%
HORIZON HMO $145.72 ↑ +683%
HORIZON INDEMNITY $146.47 ↑ +687%
HORIZON SHP $147.40 ↑ +692%
HORIZON FEDERAL $149.21 ↑ +701%
HORIZON PPO $149.21 ↑ +701%
AMERIHEALTH REGIONAL HMO $153.00 ↑ +722%
AMERIHEALTH LOCAL HMO $153.00 ↑ +722%
AETNA ASA $215.48 ↑ +1057%
AETNA PPO $215.48 ↑ +1057%
AETNA HMO $215.48 ↑ +1057%
CIGNA PPO $238.00 ↑ +1178%
CIGNA HMO $238.00 ↑ +1178%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +1463%
OXFORD ALL PRODUCTS $346.00 ↑ +1758%
UNITED HEALTHCARE HMO $406.00 ↑ +2080%

Visitor-reported prices

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Pt application of modality >=1 area electrical stimulation each 15 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $57.00 $237.00 – $394.00
Bayshore Medical Center Holmdel $18.62 $18.62 – $447.00
Ocean University Medical Center Brick $18.62 $18.62 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $18.62 $18.62 – $525.00
Jersey Shore University Medical Center Neptune City $18.62 $14.90 – $561.00
Palisades Medical Center North Bergen $18.62 $13.06 – $558.00
Raritan Bay Medical Center Perth Amboy $18.62 $18.62 – $471.00
Riverview Medical Center Red Bank $18.62 $18.62 – $464.00

All New-jersey hospitals for this procedure →