Psy/npsy tst admin tech 2> ea l 30 min at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$74.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.32 with CLOVER vs $1,673.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $13.32
OPTUM HEALTH MANAGED MEDICAID $16.28
AETNA MANAGED MEDICAID $18.57
SEOUL MEDICAL GROUP ALL PRODUCTS $21.16
AETNA MEDICARE ADVANTAGE $21.90
HORIZON MANAGED MEDICAID $36.63
HORIZON OMNIA $48.46
HORIZON WORKERS COMP $50.96
INTERGROUP ALL PRODUCTS $51.80
BERGEN RISK ALL PRODUCTS $55.50
HORIZON PIP $55.50
LHP HEALTH ALL PRODUCTS $58.46
CIGNA BH $59.20
CHN ALL PRODUCTS $62.90
MULTIPLAN - PHCS ALL PRODUCTS $62.90
ACTIVECARE FIRST MCO ALL PRODUCTS $62.90
KARNA MEDICARE ADVANTAGE $64.33
QUALCARE WORKERS COMP $65.27
QUALCARE PPO $65.27
QUALCARE HMO $65.27
BRIGHTON HEALTH PLAN ALL PRODUCTS $66.60
AETNA HMO $70.45
AETNA ASA $70.45
AETNA PPO $70.45
HORIZON HMO $70.48
HORIZON INDEMNITY $70.84
HORIZON SHP $71.29
CIGNA HMO $71.60
CIGNA PPO $71.60
HORIZON PPO $72.16
HORIZON FEDERAL $72.16
AMERIHEALTH REGIONAL HMO $74.00
AMERIHEALTH LOCAL HMO $74.00
OXFORD ALL PRODUCTS $1,635.00
UNITED HEALTHCARE HMO $1,673.00
WELLCARE MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
VACCN ALL PRODUCTS not published by hospital
WELLCARE MANAGED MEDICAID not published by hospital
HORIZON MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Psy/npsy tst admin tech 2> ea l 30 min at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $177.37 $18.59 – $20.73
Cooperman Barnabas Medical Center Livingston not published $20.73 – $20.73
Community Medical Center Toms River not published $20.73 – $20.73
Clara Maass Medical Center Belleville not published $20.73 – $20.73
Newark Beth Israel Medical Center Newark not published $19.14 – $20.73
Jersey City Medical Center Jersey City not published $20.73 – $24.06
Monmouth Medical Center Long Branch not published $20.73 – $20.73
Bayshore Medical Center Holmdel not published $393.00 – $468.00

All New-jersey hospitals for this procedure →