Prq trluml c athrc 1 art&/br at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$13,355.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,464.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$403.34 with HORIZON vs $44,359.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $403.34 | ↓ -97% |
| KARNA | MEDICARE ADVANTAGE | $1,034.69 | ↓ -92% |
| CLOVER | MEDICARE ADVANTAGE | $2,963.52 | ↓ -78% |
| AETNA | MANAGED MEDICAID | $4,132.46 | ↓ -69% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $4,708.70 | ↓ -65% |
| LHP HEALTH | ALL PRODUCTS | $6,044.00 | ↓ -55% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↓ -40% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↓ -33% |
| OPTUM HEALTH | MANAGED MEDICAID | $10,684.27 | ↓ -20% |
| HORIZON | OMNIA | $10,782.27 | ↓ -19% |
| INTERGROUP | ALL PRODUCTS | $11,524.80 | ↓ -14% |
| HORIZON | PIP | $12,348.00 | ↓ -8% |
| BERGEN RISK | ALL PRODUCTS | $12,348.00 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $12,721.98 | ↓ -5% |
| CIGNA | BH | $13,171.20 | ↓ -1% |
| WELLCARE | MEDICARE ADVANTAGE | $13,355.34 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $13,355.34 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $13,355.34 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $13,355.34 | ↑ +0% |
| VACCN | ALL PRODUCTS | $13,355.34 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $13,355.34 | ↑ +0% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $13,994.40 | ↑ +5% |
| CHN | ALL PRODUCTS | $13,994.40 | ↑ +5% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $13,994.40 | ↑ +5% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $14,023.10 | ↑ +5% |
| QUALCARE | HMO | $14,521.25 | ↑ +9% |
| QUALCARE | WORKERS COMP | $14,652.96 | ↑ +10% |
| QUALCARE | PPO | $14,652.96 | ↑ +10% |
| CIGNA | HMO | $15,091.00 | ↑ +13% |
| HORIZON | HMO | $15,680.31 | ↑ +17% |
| HORIZON | SHP | $15,733.00 | ↑ +18% |
| HORIZON | INDEMNITY | $15,760.99 | ↑ +18% |
| HORIZON | FEDERAL | $16,055.69 | ↑ +20% |
| HORIZON | PPO | $16,055.69 | ↑ +20% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +26% |
| AETNA | PPO | $18,693.00 | ↑ +40% |
| AETNA | HMO | $18,693.00 | ↑ +40% |
| AETNA | ASA | $18,693.00 | ↑ +40% |
| CIGNA | PPO | $20,078.00 | ↑ +50% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $21,522.00 | ↑ +61% |
| OXFORD | ALL PRODUCTS | $43,680.00 | ↑ +227% |
| UNITED HEALTHCARE | HMO | $44,359.00 | ↑ +232% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Prq trluml c athrc 1 art&/br at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $12,552.42 | $12,552.42 – $15,062.91 |
| Ocean University Medical Center | Brick | $12,393.88 | $1,012.66 – $17,039.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $12,563.31 | $696.64 – $17,039.00 |
| Jersey Shore University Medical Center | Neptune City | $12,552.42 | $1,012.66 – $15,062.91 |
| Palisades Medical Center | North Bergen | $13,355.34 | $686.19 – $14,557.32 |
| Raritan Bay Medical Center | Perth Amboy | $12,563.31 | $870.80 – $16,987.60 |
| Riverview Medical Center | Red Bank | $12,552.42 | $1,012.66 – $15,062.91 |
| Southern Ocean Medical Center | Manahawkin | $12,393.88 | $1,012.66 – $14,872.66 |