Pr planning advance care 1st 30 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$108.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$258.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.44 with CLOVER vs $18,693.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $46.44 ↓ -57%
AETNA MANAGED MEDICAID $64.76 ↓ -41%
SEOUL MEDICAL GROUP ALL PRODUCTS $73.79 ↓ -32%
OPTUM HEALTH MANAGED MEDICAID $87.15 ↓ -20%
AETNA MEDICARE ADVANTAGE $103.08 ↓ -5%
WELLCARE MEDICARE ADVANTAGE $108.93 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $108.93 ↑ +0%
WELLCARE MANAGED MEDICAID $108.93 ↑ +0%
VACCN ALL PRODUCTS $108.93 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $108.93 ↑ +0%
HORIZON MEDICARE ADVANTAGE $108.93 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $114.38 ↑ +5%
KARNA MEDICARE ADVANTAGE $126.98 ↑ +17%
HORIZON MANAGED MEDICAID $127.71 ↑ +17%
HORIZON OMNIA $168.96 ↑ +55%
INTERGROUP ALL PRODUCTS $180.60 ↑ +66%
UNITED HEALTHCARE HMO $186.17 ↑ +71%
OXFORD ALL PRODUCTS $189.55 ↑ +74%
BERGEN RISK ALL PRODUCTS $193.50 ↑ +78%
HORIZON PIP $193.50 ↑ +78%
CIGNA BH $206.40 ↑ +89%
LHP HEALTH ALL PRODUCTS $211.56 ↑ +94%
ACTIVECARE FIRST MCO ALL PRODUCTS $219.30 ↑ +101%
MULTIPLAN - PHCS ALL PRODUCTS $219.30 ↑ +101%
CHN ALL PRODUCTS $219.30 ↑ +101%
QUALCARE WORKERS COMP $227.56 ↑ +109%
QUALCARE HMO $227.56 ↑ +109%
QUALCARE PPO $227.56 ↑ +109%
BRIGHTON HEALTH PLAN ALL PRODUCTS $232.20 ↑ +113%
HORIZON HMO $245.72 ↑ +126%
HORIZON INDEMNITY $246.98 ↑ +127%
HORIZON SHP $248.56 ↑ +128%
CIGNA PPO $249.62 ↑ +129%
CIGNA HMO $249.62 ↑ +129%
HORIZON FEDERAL $251.60 ↑ +131%
HORIZON PPO $251.60 ↑ +131%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +7256%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +8074%
HORIZON WORKERS COMP $16,802.00 ↑ +15325%
AETNA ASA $18,693.00 ↑ +17061%
AETNA PPO $18,693.00 ↑ +17061%
AETNA HMO $18,693.00 ↑ +17061%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Pr planning advance care 1st 30 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $102.38 $102.38 – $122.86
Ocean University Medical Center Brick $101.09 $92.50 – $123.27
JFK Johnson Rehabilitation Institute (JRI) Edison $102.47 $92.50 – $126.98
Jersey Shore University Medical Center Neptune City $102.38 $102.38 – $123.27
Palisades Medical Center North Bergen $108.93 $108.93 – $126.98
Raritan Bay Medical Center Perth Amboy $102.47 $102.47 – $126.98
Riverview Medical Center Red Bank $102.38 $102.38 – $123.27
Southern Ocean Medical Center Manahawkin $101.09 $101.09 – $123.27

All New-jersey hospitals for this procedure →