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Pelvic CT scan (without contrast) at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$125.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,980.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.19 with OPTUM HEALTH vs $2,028.74 with LHP HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $100.19 ↓ -20%
OPTUM HEALTH MEDICARE ADVANTAGE $125.23 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $125.23 ↑ +0%
HORIZON MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $125.23 ↑ +0%
VACCN ALL PRODUCTS $125.23 ↑ +0%
WELLCARE MANAGED MEDICAID $125.23 ↑ +0%
AETNA MEDICARE ADVANTAGE $127.14 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $131.49 ↑ +5%
HORIZON MANAGED MEDICAID $213.55 ↑ +71%
CIGNA PPO $249.68 ↑ +99%
CIGNA HMO $249.68 ↑ +99%
KARNA MEDICARE ADVANTAGE $261.64 ↑ +109%
AETNA PPO $315.51 ↑ +152%
AETNA ASA $315.51 ↑ +152%
AETNA HMO $315.51 ↑ +152%
UNITED HEALTHCARE HMO $336.99 ↑ +169%
OXFORD ALL PRODUCTS $336.99 ↑ +169%
CLOVER MEDICARE ADVANTAGE $356.40 ↑ +185%
AETNA MANAGED MEDICAID $496.98 ↑ +297%
AMERIHEALTH LOCAL HMO $542.38 ↑ +333%
AMERIHEALTH REGIONAL HMO $542.38 ↑ +333%
SEOUL MEDICAL GROUP ALL PRODUCTS $566.28 ↑ +352%
HORIZON OMNIA $1,296.70 ↑ +935%
HORIZON WORKERS COMP $1,363.43 ↑ +989%
INTERGROUP ALL PRODUCTS $1,386.00 ↑ +1007%
HORIZON PIP $1,485.00 ↑ +1086%
BERGEN RISK ALL PRODUCTS $1,485.00 ↑ +1086%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,564.20 ↑ +1149%
CIGNA BH $1,584.00 ↑ +1165%
MULTIPLAN - PHCS ALL PRODUCTS $1,683.00 ↑ +1244%
CHN ALL PRODUCTS $1,683.00 ↑ +1244%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,683.00 ↑ +1244%
QUALCARE HMO $1,746.36 ↑ +1295%
QUALCARE WORKERS COMP $1,746.36 ↑ +1295%
QUALCARE PPO $1,746.36 ↑ +1295%
HORIZON HMO $1,885.75 ↑ +1406%
HORIZON INDEMNITY $1,895.45 ↑ +1414%
HORIZON SHP $1,907.53 ↑ +1423%
HORIZON FEDERAL $1,930.90 ↑ +1442%
HORIZON PPO $1,930.90 ↑ +1442%
LHP HEALTH ALL PRODUCTS $2,028.74 ↑ +1520%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Pelvic CT scan (without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Ocean University Medical Center Brick $116.22 $106.34 – $2,103.75
Bayshore Medical Center Holmdel $117.70 $117.70 – $2,384.25

All New-jersey hospitals for this procedure →