Otolaryngo binocular microscopy 92504 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$36.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.48 with CLOVER vs $18,693.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $6.48 —
OPTUM HEALTH MANAGED MEDICAID $7.92 —
AETNA MANAGED MEDICAID $9.04 —
SEOUL MEDICAL GROUP ALL PRODUCTS $10.30 —
AETNA MEDICARE ADVANTAGE $10.66 —
KARNA MEDICARE ADVANTAGE $15.32 —
HORIZON OMNIA $23.58 —
INTERGROUP ALL PRODUCTS $25.20 —
UNITED HEALTHCARE HMO $25.98 —
OXFORD ALL PRODUCTS $26.45 —
HORIZON PIP $27.00 —
BERGEN RISK ALL PRODUCTS $27.00 —
CIGNA BH $28.80 —
LHP HEALTH ALL PRODUCTS $29.52 —
ACTIVECARE FIRST MCO ALL PRODUCTS $30.60 —
CHN ALL PRODUCTS $30.60 —
MULTIPLAN - PHCS ALL PRODUCTS $30.60 —
QUALCARE PPO $32.04 —
QUALCARE WORKERS COMP $32.04 —
BRIGHTON HEALTH PLAN ALL PRODUCTS $32.40 —
CIGNA HMO $32.74 —
CIGNA PPO $32.74 —
HORIZON HMO $34.29 —
HORIZON INDEMNITY $34.46 —
HORIZON SHP $34.68 —
HORIZON PPO $35.11 —
HORIZON FEDERAL $35.11 —
HORIZON MANAGED MEDICAID $2,728.00 —
QUALCARE HMO $7,712.00 —
AMERIHEALTH LOCAL HMO $8,013.00 —
AMERIHEALTH REGIONAL HMO $8,904.00 —
HORIZON WORKERS COMP $16,802.00 —
AETNA ASA $18,693.00 —
AETNA HMO $18,693.00 —
AETNA PPO $18,693.00 —
WELLCARE MEDICARE ADVANTAGE not published by hospital —
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital —
AMERIGROUP MANAGED MEDICAID not published by hospital —
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital —
VACCN ALL PRODUCTS not published by hospital —
WELLCARE MANAGED MEDICAID not published by hospital —
HORIZON MEDICARE ADVANTAGE not published by hospital —

Visitor-reported prices

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Otolaryngo binocular microscopy 92504 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Robert Wood Johnson University Hospital New Brunswick $21.11 $10.63 – $167.57
Trinitas Regional Medical Center Elizabeth not published $15.08 – $41.76
Cooperman Barnabas Medical Center Livingston not published $26.56 – $167.57
Community Medical Center Toms River not published $27.20 – $167.57
Clara Maass Medical Center Belleville not published $26.24 – $167.57
Newark Beth Israel Medical Center Newark not published $15.52 – $167.57
Jersey City Medical Center Jersey City not published $19.51 – $167.57
Monmouth Medical Center Long Branch not published $52.48 – $167.57

All New-jersey hospitals for this procedure →