Ot therapeutic interventions cognitive skills direct patient contact initial 15 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$29.70

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$275.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.76 with OPTUM HEALTH vs $406.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $23.76 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $29.70 ↑ +0%
WELLCARE MANAGED MEDICAID $29.70 ↑ +0%
HORIZON MEDICARE ADVANTAGE $29.70 ↑ +0%
AETNA MEDICARE ADVANTAGE $29.70 ↑ +0%
AMERIGROUP MANAGED MEDICAID $29.70 ↑ +0%
VACCN ALL PRODUCTS $29.70 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $29.70 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $29.70 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $31.19 ↑ +5%
KARNA MEDICARE ADVANTAGE $37.23 ↑ +25%
CLOVER MEDICARE ADVANTAGE $49.50 ↑ +67%
HORIZON MANAGED MEDICAID $54.05 ↑ +82%
AETNA MANAGED MEDICAID $69.03 ↑ +132%
SEOUL MEDICAL GROUP ALL PRODUCTS $78.65 ↑ +165%
HORIZON OMNIA $180.10 ↑ +506%
HORIZON WORKERS COMP $189.37 ↑ +538%
INTERGROUP ALL PRODUCTS $192.50 ↑ +548%
HORIZON PIP $206.25 ↑ +594%
LHP HEALTH ALL PRODUCTS $217.25 ↑ +631%
CIGNA BH $220.00 ↑ +641%
MULTIPLAN - PHCS ALL PRODUCTS $233.75 ↑ +687%
ACTIVECARE FIRST MCO ALL PRODUCTS $233.75 ↑ +687%
CHN ALL PRODUCTS $233.75 ↑ +687%
CIGNA HMO $238.00 ↑ +701%
CIGNA PPO $238.00 ↑ +701%
QUALCARE PPO $242.55 ↑ +717%
QUALCARE WORKERS COMP $242.55 ↑ +717%
QUALCARE HMO $242.55 ↑ +717%
BRIGHTON HEALTH PLAN ALL PRODUCTS $247.50 ↑ +733%
AETNA ASA $259.54 ↑ +774%
AETNA PPO $259.54 ↑ +774%
AETNA HMO $259.54 ↑ +774%
HORIZON HMO $261.91 ↑ +782%
HORIZON INDEMNITY $263.26 ↑ +786%
HORIZON SHP $264.94 ↑ +792%
HORIZON PPO $268.18 ↑ +803%
HORIZON FEDERAL $268.18 ↑ +803%
AMERIHEALTH REGIONAL HMO $275.00 ↑ +826%
AMERIHEALTH LOCAL HMO $275.00 ↑ +826%
BERGEN RISK ALL PRODUCTS $325.00 ↑ +994%
OXFORD ALL PRODUCTS $396.00 ↑ +1233%
UNITED HEALTHCARE HMO $406.00 ↑ +1267%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ot therapeutic interventions cognitive skills direct patient contact initial 15 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $71.00 $237.00 – $394.00
Bayshore Medical Center Holmdel $29.70 $29.70 – $749.00
Ocean University Medical Center Brick $29.70 $29.70 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $29.70 $29.70 – $525.00
Jersey Shore University Medical Center Neptune City $29.70 $23.76 – $466.00
Palisades Medical Center North Bergen $29.70 $26.02 – $612.00
Raritan Bay Medical Center Perth Amboy $29.70 $29.70 – $325.00
Riverview Medical Center Red Bank $29.70 $29.70 – $490.00

All New-jersey hospitals for this procedure →