Ot therapeutic interventions cognitive skills direct patient contact each additional 15 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$28.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$143.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.98 with OPTUM HEALTH vs $406.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $22.98 ↓ -20%
CLOVER MEDICARE ADVANTAGE $25.74 ↓ -10%
WELLCARE MANAGED MEDICAID $28.73 ↑ +0%
HORIZON MEDICARE ADVANTAGE $28.73 ↑ +0%
AETNA MEDICARE ADVANTAGE $28.73 ↑ +0%
VACCN ALL PRODUCTS $28.73 ↑ +0%
AMERIGROUP MANAGED MEDICAID $28.73 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $28.73 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $28.73 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $28.73 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $30.17 ↑ +5%
KARNA MEDICARE ADVANTAGE $35.52 ↑ +24%
AETNA MANAGED MEDICAID $35.89 ↑ +25%
SEOUL MEDICAL GROUP ALL PRODUCTS $40.90 ↑ +42%
HORIZON MANAGED MEDICAID $54.05 ↑ +88%
HORIZON OMNIA $93.65 ↑ +226%
HORIZON WORKERS COMP $98.47 ↑ +243%
INTERGROUP ALL PRODUCTS $100.10 ↑ +248%
HORIZON PIP $107.25 ↑ +273%
LHP HEALTH ALL PRODUCTS $112.97 ↑ +293%
CIGNA BH $114.40 ↑ +298%
ACTIVECARE FIRST MCO ALL PRODUCTS $121.55 ↑ +323%
CHN ALL PRODUCTS $121.55 ↑ +323%
MULTIPLAN - PHCS ALL PRODUCTS $121.55 ↑ +323%
QUALCARE PPO $126.13 ↑ +339%
QUALCARE WORKERS COMP $126.13 ↑ +339%
QUALCARE HMO $126.13 ↑ +339%
BRIGHTON HEALTH PLAN ALL PRODUCTS $128.70 ↑ +348%
HORIZON HMO $136.19 ↑ +374%
HORIZON INDEMNITY $136.89 ↑ +376%
HORIZON SHP $137.77 ↑ +380%
HORIZON FEDERAL $139.45 ↑ +385%
HORIZON PPO $139.45 ↑ +385%
AMERIHEALTH REGIONAL HMO $143.00 ↑ +398%
AMERIHEALTH LOCAL HMO $143.00 ↑ +398%
AETNA ASA $225.17 ↑ +684%
AETNA PPO $225.17 ↑ +684%
AETNA HMO $225.17 ↑ +684%
CIGNA PPO $238.00 ↑ +728%
CIGNA HMO $238.00 ↑ +728%
BERGEN RISK ALL PRODUCTS $325.00 ↑ +1031%
OXFORD ALL PRODUCTS $396.00 ↑ +1278%
UNITED HEALTHCARE HMO $406.00 ↑ +1313%

Visitor-reported prices

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Ot therapeutic interventions cognitive skills direct patient contact each additional 15 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $40.50 $237.00 – $394.00
Bayshore Medical Center Holmdel $28.73 $28.73 – $749.00
Ocean University Medical Center Brick $28.73 $28.73 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $28.73 $28.73 – $525.00
Jersey Shore University Medical Center Neptune City $28.73 $22.98 – $466.00
Palisades Medical Center North Bergen $28.73 $24.86 – $612.00
Raritan Bay Medical Center Perth Amboy $28.73 $28.73 – $325.00
Riverview Medical Center Red Bank $28.73 $28.73 – $490.00

All New-jersey hospitals for this procedure →