Optx carpl scphd fx int fixj at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$8,412.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$11,161.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,572.11 with KARNA vs $29,297.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,572.11 | ↓ -81% |
| CLOVER | MEDICARE ADVANTAGE | $2,008.98 | ↓ -76% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -68% |
| AETNA | MANAGED MEDICAID | $2,801.41 | ↓ -67% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3,192.05 | ↓ -62% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -58% |
| OPTUM HEALTH | MANAGED MEDICAID | $6,730.31 | ↓ -20% |
| CHN | ALL PRODUCTS | $7,057.81 | ↓ -16% |
| HORIZON | OMNIA | $7,309.34 | ↓ -13% |
| QUALCARE | HMO | $7,712.00 | ↓ -8% |
| AETNA | HMO | $7,773.00 | ↓ -8% |
| AETNA | PPO | $7,773.00 | ↓ -8% |
| AETNA | ASA | $7,773.00 | ↓ -8% |
| INTERGROUP | ALL PRODUCTS | $7,812.70 | ↓ -7% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↓ -5% |
| AETNA | MEDICARE ADVANTAGE | $8,273.12 | ↓ -2% |
| CIGNA | HMO | $8,357.00 | ↓ -1% |
| BERGEN RISK | ALL PRODUCTS | $8,370.75 | ↓ -1% |
| HORIZON | PIP | $8,370.75 | ↓ -1% |
| WELLCARE | MEDICARE ADVANTAGE | $8,412.89 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $8,412.89 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $8,412.89 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $8,412.89 | ↑ +0% |
| VACCN | ALL PRODUCTS | $8,412.89 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $8,412.89 | ↑ +0% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,539.00 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $8,833.53 | ↑ +5% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +6% |
| CIGNA | BH | $8,928.80 | ↑ +6% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,486.85 | ↑ +13% |
| QUALCARE | PPO | $9,933.29 | ↑ +18% |
| QUALCARE | WORKERS COMP | $9,933.29 | ↑ +18% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,044.90 | ↑ +19% |
| CIGNA | PPO | $10,049.00 | ↑ +19% |
| HORIZON | HMO | $10,629.74 | ↑ +26% |
| HORIZON | INDEMNITY | $10,684.43 | ↑ +27% |
| HORIZON | SHP | $10,752.51 | ↑ +28% |
| HORIZON | FEDERAL | $10,884.21 | ↑ +29% |
| HORIZON | PPO | $10,884.21 | ↑ +29% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +100% |
| OXFORD | ALL PRODUCTS | $21,696.00 | ↑ +158% |
| UNITED HEALTHCARE | HMO | $29,297.00 | ↑ +248% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Optx carpl scphd fx int fixj at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $373.55 – $15,614.48 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $486.84 – $16,029.38 |
| Community Medical Center | Toms River | $3,786.00 | $498.58 – $15,536.41 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $480.98 – $15,949.23 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $384.54 – $16,029.38 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $483.42 – $16,741.65 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $961.96 – $15,735.15 |
| Bayshore Medical Center | Holmdel | $7,907.11 | $7,907.11 – $9,488.53 |