Obstetric panel inc HIV tstg at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$74.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$309.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$59.89 with OPTUM HEALTH vs $1,025.87 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $59.89 | ↓ -20% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $74.86 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $74.86 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $74.86 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $74.86 | ↑ +0% |
| VACCN | ALL PRODUCTS | $74.86 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $74.86 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $74.86 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $74.86 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $74.86 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $74.86 | ↑ +0% |
| AETNA | MANAGED MEDICAID | $77.56 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $78.60 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $93.58 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $99.56 | ↑ +33% |
| HORIZON | MANAGED MEDICAID | $121.28 | ↑ +62% |
| OXFORD | ALL PRODUCTS | $154.50 | ↑ +106% |
| UNITED HEALTHCARE | HMO | $174.59 | ↑ +133% |
| HORIZON | OMNIA | $202.36 | ↑ +170% |
| HORIZON | WORKERS COMP | $212.78 | ↑ +184% |
| INTERGROUP | ALL PRODUCTS | $216.30 | ↑ +189% |
| BERGEN RISK | ALL PRODUCTS | $231.75 | ↑ +210% |
| HORIZON | PIP | $231.75 | ↑ +210% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $244.11 | ↑ +226% |
| CIGNA | BH | $247.20 | ↑ +230% |
| CHN | ALL PRODUCTS | $262.65 | ↑ +251% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $262.65 | ↑ +251% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $262.65 | ↑ +251% |
| QUALCARE | WORKERS COMP | $272.54 | ↑ +264% |
| QUALCARE | PPO | $272.54 | ↑ +264% |
| QUALCARE | HMO | $272.54 | ↑ +264% |
| HORIZON | HMO | $294.29 | ↑ +293% |
| HORIZON | INDEMNITY | $295.81 | ↑ +295% |
| HORIZON | SHP | $297.69 | ↑ +298% |
| HORIZON | FEDERAL | $301.34 | ↑ +303% |
| HORIZON | PPO | $301.34 | ↑ +303% |
| AMERIHEALTH | LOCAL HMO | $309.00 | ↑ +313% |
| AMERIHEALTH | REGIONAL HMO | $309.00 | ↑ +313% |
| CIGNA | PPO | $336.16 | ↑ +349% |
| CIGNA | HMO | $336.16 | ↑ +349% |
| AETNA | PPO | $1,025.87 | ↑ +1270% |
| AETNA | HMO | $1,025.87 | ↑ +1270% |
| AETNA | ASA | $1,025.87 | ↑ +1270% |
Visitor-reported prices
Comments
Obstetric panel inc HIV tstg at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $82.35 | $35.18 – $305.77 |
| Cooperman Barnabas Medical Center | Livingston | $82.35 | $35.18 – $305.77 |
| Community Medical Center | Toms River | $82.35 | $35.18 – $305.77 |
| Clara Maass Medical Center | Belleville | $82.35 | $35.18 – $305.77 |
| Newark Beth Israel Medical Center | Newark | $82.35 | $35.18 – $305.77 |
| Jersey City Medical Center | Jersey City | $82.35 | $35.18 – $305.77 |
| Monmouth Medical Center | Long Branch | $82.35 | $35.18 – $305.77 |
| Bayshore Medical Center | Holmdel | $74.86 | $74.86 – $343.03 |