Nsl/sins ndsc total at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$8,152.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,559.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,050.02 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,050.02 | ↓ -87% |
| CLOVER | MEDICARE ADVANTAGE | $2,440.62 | ↓ -70% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -67% |
| OPTUM HEALTH | MANAGED MEDICAID | $2,982.98 | ↓ -63% |
| AETNA | MANAGED MEDICAID | $3,403.31 | ↓ -58% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -56% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3,877.87 | ↓ -52% |
| AETNA | MEDICARE ADVANTAGE | $4,013.46 | ↓ -51% |
| CHN | ALL PRODUCTS | $7,057.81 | ↓ -13% |
| QUALCARE | HMO | $7,712.00 | ↓ -5% |
| AETNA | HMO | $7,773.00 | ↓ -5% |
| AETNA | ASA | $7,773.00 | ↓ -5% |
| AETNA | PPO | $7,773.00 | ↓ -5% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↓ -2% |
| HORIZON | MEDICARE ADVANTAGE | $8,152.32 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $8,152.32 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $8,152.32 | ↑ +0% |
| VACCN | ALL PRODUCTS | $8,152.32 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $8,152.32 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $8,152.32 | ↑ +0% |
| CIGNA | HMO | $8,357.00 | ↑ +3% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,539.00 | ↑ +5% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $8,559.93 | ↑ +5% |
| HORIZON | OMNIA | $8,879.79 | ↑ +9% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +9% |
| INTERGROUP | ALL PRODUCTS | $9,491.30 | ↑ +16% |
| CIGNA | PPO | $10,049.00 | ↑ +23% |
| HORIZON | PIP | $10,169.25 | ↑ +25% |
| BERGEN RISK | ALL PRODUCTS | $10,169.25 | ↑ +25% |
| CIGNA | BH | $10,847.20 | ↑ +33% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $11,525.15 | ↑ +41% |
| QUALCARE | WORKERS COMP | $12,067.51 | ↑ +48% |
| QUALCARE | PPO | $12,067.51 | ↑ +48% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $12,203.10 | ↑ +50% |
| HORIZON | HMO | $12,913.59 | ↑ +58% |
| HORIZON | INDEMNITY | $12,980.03 | ↑ +59% |
| HORIZON | SHP | $13,062.74 | ↑ +60% |
| OXFORD | ALL PRODUCTS | $13,088.00 | ↑ +61% |
| HORIZON | FEDERAL | $13,222.74 | ↑ +62% |
| HORIZON | PPO | $13,222.74 | ↑ +62% |
| UNITED HEALTHCARE | HMO | $15,823.00 | ↑ +94% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +106% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Nsl/sins ndsc total at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $251.19 – $15,130.86 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $467.79 – $15,532.92 |
| Community Medical Center | Toms River | $3,786.00 | $479.06 – $15,055.21 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $462.15 – $15,455.26 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $258.57 – $15,532.92 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $325.06 – $16,223.12 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $924.30 – $15,247.80 |
| Bayshore Medical Center | Holmdel | $7,662.21 | $7,662.21 – $9,194.65 |