Nm imaging hepatobiliary system w/pharmacologic intervention at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$633.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,970.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$299.03 with HORIZON vs $2,896.34 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $299.03 ↓ -53%
AMERIHEALTH LOCAL HMO $354.94 ↓ -44%
AMERIHEALTH REGIONAL HMO $354.94 ↓ -44%
OPTUM HEALTH MANAGED MEDICAID $507.12 ↓ -20%
CLOVER MEDICARE ADVANTAGE $534.60 ↓ -16%
AETNA MEDICARE ADVANTAGE $625.05 ↓ -1%
WELLCARE MEDICARE ADVANTAGE $633.90 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $633.90 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $633.90 ↑ +0%
HORIZON MEDICARE ADVANTAGE $633.90 ↑ +0%
WELLCARE MANAGED MEDICAID $633.90 ↑ +0%
VACCN ALL PRODUCTS $633.90 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $665.59 ↑ +5%
AETNA MANAGED MEDICAID $745.47 ↑ +18%
KARNA MEDICARE ADVANTAGE $778.38 ↑ +23%
SEOUL MEDICAL GROUP ALL PRODUCTS $849.42 ↑ +34%
CIGNA HMO $1,416.07 ↑ +123%
CIGNA PPO $1,416.07 ↑ +123%
AETNA ASA $1,455.90 ↑ +130%
AETNA PPO $1,455.90 ↑ +130%
AETNA HMO $1,455.90 ↑ +130%
UNITED HEALTHCARE HMO $1,513.47 ↑ +139%
OXFORD ALL PRODUCTS $1,513.47 ↑ +139%
HORIZON OMNIA $1,945.05 ↑ +207%
HORIZON WORKERS COMP $2,045.14 ↑ +223%
INTERGROUP ALL PRODUCTS $2,079.00 ↑ +228%
BERGEN RISK ALL PRODUCTS $2,227.50 ↑ +251%
HORIZON PIP $2,227.50 ↑ +251%
LHP HEALTH ALL PRODUCTS $2,346.30 ↑ +270%
CIGNA BH $2,376.00 ↑ +275%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,524.50 ↑ +298%
MULTIPLAN - PHCS ALL PRODUCTS $2,524.50 ↑ +298%
CHN ALL PRODUCTS $2,524.50 ↑ +298%
QUALCARE HMO $2,619.54 ↑ +313%
QUALCARE PPO $2,619.54 ↑ +313%
QUALCARE WORKERS COMP $2,619.54 ↑ +313%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,673.00 ↑ +322%
HORIZON HMO $2,828.63 ↑ +346%
HORIZON INDEMNITY $2,843.18 ↑ +349%
HORIZON SHP $2,861.30 ↑ +351%
HORIZON FEDERAL $2,896.34 ↑ +357%
HORIZON PPO $2,896.34 ↑ +357%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Nm imaging hepatobiliary system w/pharmacologic intervention at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $699.55 $208.53 – $1,857.03
Cooperman Barnabas Medical Center Livingston $495.84 $248.94 – $1,857.03
Community Medical Center Toms River $772.97 $248.94 – $1,857.03
Clara Maass Medical Center Belleville $563.08 $249.42 – $1,857.03
Newark Beth Israel Medical Center Newark $487.42 $214.66 – $1,857.03
Jersey City Medical Center Jersey City $774.47 $248.94 – $1,857.03
Monmouth Medical Center Long Branch $815.46 $248.94 – $1,857.03
Bayshore Medical Center Holmdel $595.79 $354.06 – $1,445.04

All New-jersey hospitals for this procedure →