healthcosts.net
Neck (Cervical Spine) CT scan (with contrast) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$420.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,350.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$253.01 with HORIZON vs $3,266.92 with HORIZON — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $253.01 | ↓ -40% |
| KARNA | MEDICARE ADVANTAGE | $333.07 | ↓ -21% |
| OPTUM HEALTH | MANAGED MEDICAID | $336.46 | ↓ -20% |
| CIGNA | PPO | $340.79 | ↓ -19% |
| CIGNA | HMO | $340.79 | ↓ -19% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| VACCN | ALL PRODUCTS | $420.58 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $420.58 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $441.61 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $444.73 | ↑ +6% |
| AETNA | PPO | $578.35 | ↑ +38% |
| AETNA | ASA | $578.35 | ↑ +38% |
| AETNA | HMO | $578.35 | ↑ +38% |
| CLOVER | MEDICARE ADVANTAGE | $603.00 | ↑ +43% |
| AMERIHEALTH | LOCAL HMO | $644.08 | ↑ +53% |
| AMERIHEALTH | REGIONAL HMO | $644.08 | ↑ +53% |
| AETNA | MANAGED MEDICAID | $840.85 | ↑ +100% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $958.10 | ↑ +128% |
| UNITED HEALTHCARE | HMO | $1,138.41 | ↑ +171% |
| OXFORD | ALL PRODUCTS | $1,138.41 | ↑ +171% |
| HORIZON | OMNIA | $2,193.92 | ↑ +422% |
| HORIZON | WORKERS COMP | $2,306.81 | ↑ +448% |
| INTERGROUP | ALL PRODUCTS | $2,345.00 | ↑ +458% |
| LHP HEALTH | ALL PRODUCTS | $2,426.69 | ↑ +477% |
| HORIZON | PIP | $2,512.50 | ↑ +497% |
| BERGEN RISK | ALL PRODUCTS | $2,512.50 | ↑ +497% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,646.50 | ↑ +529% |
| CIGNA | BH | $2,680.00 | ↑ +537% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,847.50 | ↑ +577% |
| CHN | ALL PRODUCTS | $2,847.50 | ↑ +577% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,847.50 | ↑ +577% |
| QUALCARE | HMO | $2,954.70 | ↑ +603% |
| QUALCARE | WORKERS COMP | $2,954.70 | ↑ +603% |
| QUALCARE | PPO | $2,954.70 | ↑ +603% |
| HORIZON | HMO | $3,190.54 | ↑ +659% |
| HORIZON | INDEMNITY | $3,206.96 | ↑ +663% |
| HORIZON | SHP | $3,227.39 | ↑ +667% |
| HORIZON | FEDERAL | $3,266.92 | ↑ +677% |
| HORIZON | PPO | $3,266.92 | ↑ +677% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Neck (Cervical Spine) CT scan (with contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $395.29 | $347.76 – $2,847.50 |
| Ocean University Medical Center | Brick | $390.30 | $317.33 – $2,847.50 |