MRI guid ndl plc s&i at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$888.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$159.84 with CLOVER vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $159.84 | — |
| HORIZON | MANAGED MEDICAID | $166.33 | — |
| OPTUM HEALTH | MANAGED MEDICAID | $195.36 | — |
| AETNA | MANAGED MEDICAID | $222.89 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $253.97 | — |
| AETNA | MEDICARE ADVANTAGE | $262.85 | — |
| AMERIHEALTH | REGIONAL HMO | $398.81 | — |
| AMERIHEALTH | LOCAL HMO | $398.81 | — |
| HORIZON | OMNIA | $581.55 | — |
| HORIZON | WORKERS COMP | $611.48 | — |
| INTERGROUP | ALL PRODUCTS | $621.60 | — |
| UNITED HEALTHCARE | HMO | $640.78 | — |
| OXFORD | ALL PRODUCTS | $652.41 | — |
| HORIZON | PIP | $666.00 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $701.52 | — |
| LHP HEALTH | ALL PRODUCTS | $701.52 | — |
| CIGNA | BH | $710.40 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $754.80 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $754.80 | — |
| QUALCARE | WORKERS COMP | $783.22 | — |
| QUALCARE | PPO | $783.22 | — |
| QUALCARE | HMO | $783.22 | — |
| KARNA | MEDICARE ADVANTAGE | $828.87 | — |
| HORIZON | HMO | $845.73 | — |
| HORIZON | INDEMNITY | $850.08 | — |
| HORIZON | SHP | $855.50 | — |
| HORIZON | FEDERAL | $865.98 | — |
| HORIZON | PPO | $865.98 | — |
| AETNA | PPO | $1,127.41 | — |
| AETNA | ASA | $1,127.41 | — |
| AETNA | HMO | $1,127.41 | — |
| CIGNA | HMO | $1,386.41 | — |
| CIGNA | PPO | $1,386.41 | — |
| CHN | ALL PRODUCTS | $1,570.61 | — |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| WELLCARE | MANAGED MEDICAID | not published by hospital | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| HORIZON | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $693.17 | $98.53 – $3,568.35 |
| Community Medical Center | Toms River | $765.92 | $183.48 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $265.37 | $183.48 – $2,072.00 |
| Monmouth Medical Center | Long Branch | $808.02 | $183.48 – $2,072.00 |
| Monmouth Medical Center Southern Campus | Lakewood | $877.82 | $183.48 – $2,072.00 |
| Robert Wood Johnson University Hospital | New Brunswick | $271.74 | $183.48 – $982.48 |
| Robert Wood Johnson University Hospital Somerset | Somerville | $269.55 | $183.48 – $2,917.00 |
| Cooperman Barnabas Medical Center | Livingston | not published | $183.48 – $2,072.00 |