Mr sfty implt&/fb asmt stf 1 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$28.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$72.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.02 with HORIZON vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $7.02 ↓ -76%
CLOVER MEDICARE ADVANTAGE $12.96 ↓ -55%
AMERIHEALTH REGIONAL HMO $17.08 ↓ -41%
AMERIHEALTH LOCAL HMO $17.08 ↓ -41%
AETNA MANAGED MEDICAID $18.07 ↓ -37%
SEOUL MEDICAL GROUP ALL PRODUCTS $20.59 ↓ -29%
AETNA MEDICARE ADVANTAGE $21.31 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $23.07 ↓ -20%
HORIZON MEDICARE ADVANTAGE $28.84 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $28.84 ↑ +0%
WELLCARE MANAGED MEDICAID $28.84 ↑ +0%
VACCN ALL PRODUCTS $28.84 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $28.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $28.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $30.28 ↑ +5%
AETNA ASA $36.14 ↑ +25%
AETNA PPO $36.14 ↑ +25%
AETNA HMO $36.14 ↑ +25%
UNITED HEALTHCARE HMO $40.68 ↑ +41%
HORIZON OMNIA $47.15 ↑ +63%
HORIZON WORKERS COMP $49.58 ↑ +72%
INTERGROUP ALL PRODUCTS $50.40 ↑ +75%
OXFORD ALL PRODUCTS $52.90 ↑ +83%
HORIZON PIP $54.00 ↑ +87%
BRIGHTON HEALTH PLAN ALL PRODUCTS $56.88 ↑ +97%
LHP HEALTH ALL PRODUCTS $56.88 ↑ +97%
CIGNA BH $57.60 ↑ +100%
MULTIPLAN - PHCS ALL PRODUCTS $61.20 ↑ +112%
ACTIVECARE FIRST MCO ALL PRODUCTS $61.20 ↑ +112%
QUALCARE WORKERS COMP $63.50 ↑ +120%
QUALCARE HMO $63.50 ↑ +120%
QUALCARE PPO $63.50 ↑ +120%
HORIZON HMO $68.57 ↑ +138%
HORIZON INDEMNITY $68.93 ↑ +139%
HORIZON SHP $69.36 ↑ +140%
CIGNA PPO $69.66 ↑ +142%
CIGNA HMO $69.66 ↑ +142%
HORIZON FEDERAL $70.21 ↑ +143%
HORIZON PPO $70.21 ↑ +143%
CHN ALL PRODUCTS $1,570.61 ↑ +5346%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +14921%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Mr sfty implt&/fb asmt stf 1 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $13.13 $12.27 – $53.52
Cooperman Barnabas Medical Center Livingston $14.83 $7.74 – $54.96
Community Medical Center Toms River $14.51 $7.74 – $53.25
Clara Maass Medical Center Belleville $13.92 $7.74 – $54.69
Newark Beth Israel Medical Center Newark $14.58 $7.74 – $54.96
Jersey City Medical Center Jersey City $14.54 $7.74 – $57.39
Monmouth Medical Center Long Branch $15.31 $7.74 – $53.95
Bayshore Medical Center Holmdel $27.11 $17.04 – $4,332.00

All New-jersey hospitals for this procedure →