healthcosts.net
Metabolic Blood Panel (Comprehensive) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$10.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$318.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.45 with OPTUM HEALTH vs $318.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $8.45 | ↓ -20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $10.56 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $10.56 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $10.56 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $10.56 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $10.56 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $10.56 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $10.56 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $10.56 | ↑ +0% |
| VACCN | ALL PRODUCTS | $10.56 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $10.56 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $11.09 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $13.20 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $14.04 | ↑ +33% |
| HORIZON | MANAGED MEDICAID | $21.41 | ↑ +103% |
| UNITED HEALTHCARE | HMO | $24.39 | ↑ +131% |
| CIGNA | PPO | $47.42 | ↑ +349% |
| CIGNA | HMO | $47.42 | ↑ +349% |
| AETNA | MANAGED MEDICAID | $79.82 | ↑ +656% |
| AETNA | PPO | $130.97 | ↑ +1140% |
| AETNA | ASA | $130.97 | ↑ +1140% |
| AETNA | HMO | $130.97 | ↑ +1140% |
| OXFORD | ALL PRODUCTS | $159.00 | ↑ +1406% |
| HORIZON | OMNIA | $208.26 | ↑ +1872% |
| HORIZON | WORKERS COMP | $218.97 | ↑ +1974% |
| INTERGROUP | ALL PRODUCTS | $222.60 | ↑ +2008% |
| HORIZON | PIP | $238.50 | ↑ +2159% |
| BERGEN RISK | ALL PRODUCTS | $238.50 | ↑ +2159% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $251.22 | ↑ +2279% |
| CIGNA | BH | $254.40 | ↑ +2309% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $270.30 | ↑ +2460% |
| CHN | ALL PRODUCTS | $270.30 | ↑ +2460% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $270.30 | ↑ +2460% |
| QUALCARE | HMO | $280.48 | ↑ +2556% |
| QUALCARE | WORKERS COMP | $280.48 | ↑ +2556% |
| QUALCARE | PPO | $280.48 | ↑ +2556% |
| HORIZON | HMO | $302.86 | ↑ +2768% |
| HORIZON | INDEMNITY | $304.42 | ↑ +2783% |
| HORIZON | SHP | $306.36 | ↑ +2801% |
| HORIZON | FEDERAL | $310.11 | ↑ +2837% |
| HORIZON | PPO | $310.11 | ↑ +2837% |
| AMERIHEALTH | LOCAL HMO | $318.00 | ↑ +2911% |
| AMERIHEALTH | REGIONAL HMO | $318.00 | ↑ +2911% |
Visitor-reported prices
Comments
Metabolic Blood Panel (Comprehensive) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $136.40 | $49.45 – $191.64 |
| Ocean University Medical Center | Brick | $10.56 | $10.56 – $273.23 |
| Bayshore Medical Center | Holmdel | $10.56 | $10.56 – $273.23 |