healthcosts.net
Metabolic Blood Panel (Basic) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$8.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$187.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.77 with OPTUM HEALTH vs $187.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $6.77 | ↓ -20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $8.46 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $8.46 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $8.46 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $8.46 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $8.46 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $8.46 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $8.46 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $8.46 | ↑ +0% |
| VACCN | ALL PRODUCTS | $8.46 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $8.46 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $8.88 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $10.58 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $11.25 | ↑ +33% |
| HORIZON | MANAGED MEDICAID | $13.83 | ↑ +63% |
| CIGNA | PPO | $37.99 | ↑ +349% |
| CIGNA | HMO | $37.99 | ↑ +349% |
| AETNA | MANAGED MEDICAID | $46.94 | ↑ +455% |
| OXFORD | ALL PRODUCTS | $93.50 | ↑ +1005% |
| UNITED HEALTHCARE | HMO | $105.66 | ↑ +1149% |
| AETNA | PPO | $115.88 | ↑ +1270% |
| AETNA | ASA | $115.88 | ↑ +1270% |
| AETNA | HMO | $115.88 | ↑ +1270% |
| HORIZON | OMNIA | $122.47 | ↑ +1348% |
| HORIZON | WORKERS COMP | $128.77 | ↑ +1422% |
| INTERGROUP | ALL PRODUCTS | $130.90 | ↑ +1447% |
| HORIZON | PIP | $140.25 | ↑ +1558% |
| BERGEN RISK | ALL PRODUCTS | $140.25 | ↑ +1558% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $147.73 | ↑ +1646% |
| CIGNA | BH | $149.60 | ↑ +1668% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $158.95 | ↑ +1779% |
| CHN | ALL PRODUCTS | $158.95 | ↑ +1779% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $158.95 | ↑ +1779% |
| QUALCARE | HMO | $164.93 | ↑ +1850% |
| QUALCARE | WORKERS COMP | $164.93 | ↑ +1850% |
| QUALCARE | PPO | $164.93 | ↑ +1850% |
| HORIZON | HMO | $178.10 | ↑ +2005% |
| HORIZON | INDEMNITY | $179.02 | ↑ +2016% |
| HORIZON | SHP | $180.16 | ↑ +2030% |
| HORIZON | FEDERAL | $182.36 | ↑ +2056% |
| HORIZON | PPO | $182.36 | ↑ +2056% |
| AMERIHEALTH | LOCAL HMO | $187.00 | ↑ +2110% |
| AMERIHEALTH | REGIONAL HMO | $187.00 | ↑ +2110% |
Visitor-reported prices
Comments
Metabolic Blood Panel (Basic) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $74.80 | $27.12 – $27.12 |
| Bayshore Medical Center | Holmdel | $8.46 | $8.46 – $160.67 |
| Ocean University Medical Center | Brick | $8.46 | $8.46 – $160.67 |