Mcp joint arthroscopysurg 29902 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,884.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$6,580.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,184.40 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $1,184.40 ↓ -37%
KARNA MEDICARE ADVANTAGE $1,262.99 ↓ -33%
OPTUM HEALTH MANAGED MEDICAID $1,507.79 ↓ -20%
AETNA MANAGED MEDICAID $1,651.58 ↓ -12%
AETNA MEDICARE ADVANTAGE $1,858.61 ↓ -1%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,881.88 ↓ -0%
WELLCARE MANAGED MEDICAID $1,884.74 ↑ +0%
VACCN ALL PRODUCTS $1,884.74 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,884.74 ↑ +0%
HORIZON MEDICARE ADVANTAGE $1,884.74 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,884.74 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,884.74 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,978.98 ↑ +5%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +45%
LHP HEALTH ALL PRODUCTS $3,548.00 ↑ +88%
HORIZON OMNIA $4,309.24 ↑ +129%
INTERGROUP ALL PRODUCTS $4,606.00 ↑ +144%
HORIZON PIP $4,935.00 ↑ +162%
BERGEN RISK ALL PRODUCTS $4,935.00 ↑ +162%
CIGNA BH $5,264.00 ↑ +179%
MULTIPLAN - PHCS ALL PRODUCTS $5,593.00 ↑ +197%
ACTIVECARE FIRST MCO ALL PRODUCTS $5,593.00 ↑ +197%
CHN ALL PRODUCTS $5,593.00 ↑ +197%
QUALCARE PPO $5,856.20 ↑ +211%
QUALCARE WORKERS COMP $5,856.20 ↑ +211%
BRIGHTON HEALTH PLAN ALL PRODUCTS $5,922.00 ↑ +214%
CIGNA HMO $5,983.85 ↑ +217%
CIGNA PPO $5,983.85 ↑ +217%
HORIZON HMO $6,266.79 ↑ +233%
HORIZON INDEMNITY $6,299.03 ↑ +234%
HORIZON SHP $6,339.17 ↑ +236%
HORIZON FEDERAL $6,416.82 ↑ +240%
HORIZON PPO $6,416.82 ↑ +240%
QUALCARE HMO $7,712.00 ↑ +309%
AETNA PPO $7,773.00 ↑ +312%
AETNA ASA $7,773.00 ↑ +312%
AETNA HMO $7,773.00 ↑ +312%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +325%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +372%
OXFORD ALL PRODUCTS $13,088.00 ↑ +594%
UNITED HEALTHCARE HMO $15,823.00 ↑ +740%
HORIZON WORKERS COMP $16,802.00 ↑ +791%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Mcp joint arthroscopysurg 29902 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $299.79 – $3,498.12
Cooperman Barnabas Medical Center Livingston $6,839.00 $397.32 – $3,591.06
Community Medical Center Toms River $3,786.00 $406.90 – $3,480.63
Clara Maass Medical Center Belleville $3,986.00 $392.53 – $3,573.10
Newark Beth Israel Medical Center Newark $4,881.00 $308.61 – $3,591.06
Jersey City Medical Center Jersey City $5,339.00 $387.96 – $3,750.63
Monmouth Medical Center Long Branch $5,419.00 $785.07 – $3,525.15
Bayshore Medical Center Holmdel $1,771.43 $1,771.43 – $15,984.00

All New-jersey hospitals for this procedure →