Mayo nickel at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$24.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$67.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.82 with AETNA vs $335.86 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $16.82 ↓ -31%
OPTUM HEALTH MANAGED MEDICAID $19.61 ↓ -20%
WELLCARE MANAGED MEDICAID $24.51 ↑ +0%
AETNA MEDICARE ADVANTAGE $24.51 ↑ +0%
VACCN ALL PRODUCTS $24.51 ↑ +0%
AMERIGROUP MANAGED MEDICAID $24.51 ↑ +0%
HORIZON MEDICARE ADVANTAGE $24.51 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $24.51 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $24.51 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $24.51 ↑ +0%
CLOVER MEDICARE ADVANTAGE $24.51 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $24.51 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $25.74 ↑ +5%
HORIZON MANAGED MEDICAID $28.25 ↑ +15%
LHP HEALTH ALL PRODUCTS $30.64 ↑ +25%
KARNA MEDICARE ADVANTAGE $32.60 ↑ +33%
OXFORD ALL PRODUCTS $33.50 ↑ +37%
UNITED HEALTHCARE HMO $37.86 ↑ +54%
HORIZON OMNIA $43.88 ↑ +79%
HORIZON WORKERS COMP $46.14 ↑ +88%
INTERGROUP ALL PRODUCTS $46.90 ↑ +91%
HORIZON PIP $50.25 ↑ +105%
BERGEN RISK ALL PRODUCTS $50.25 ↑ +105%
BRIGHTON HEALTH PLAN ALL PRODUCTS $52.93 ↑ +116%
CIGNA BH $53.60 ↑ +119%
ACTIVECARE FIRST MCO ALL PRODUCTS $56.95 ↑ +132%
CHN ALL PRODUCTS $56.95 ↑ +132%
MULTIPLAN - PHCS ALL PRODUCTS $56.95 ↑ +132%
QUALCARE HMO $59.09 ↑ +141%
QUALCARE PPO $59.09 ↑ +141%
QUALCARE WORKERS COMP $59.09 ↑ +141%
HORIZON HMO $63.81 ↑ +160%
HORIZON INDEMNITY $64.14 ↑ +162%
HORIZON SHP $64.55 ↑ +163%
HORIZON FEDERAL $65.34 ↑ +167%
HORIZON PPO $65.34 ↑ +167%
AMERIHEALTH REGIONAL HMO $67.00 ↑ +173%
AMERIHEALTH LOCAL HMO $67.00 ↑ +173%
CIGNA HMO $110.06 ↑ +349%
CIGNA PPO $110.06 ↑ +349%
AETNA PPO $335.86 ↑ +1270%
AETNA HMO $335.86 ↑ +1270%
AETNA ASA $335.86 ↑ +1270%

Visitor-reported prices

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Mayo nickel at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $26.96 $11.52 – $100.14
Cooperman Barnabas Medical Center Livingston $26.96 $11.52 – $100.14
Community Medical Center Toms River $26.96 $11.52 – $100.14
Clara Maass Medical Center Belleville $26.96 $11.52 – $100.14
Newark Beth Israel Medical Center Newark $26.96 $11.52 – $100.14
Jersey City Medical Center Jersey City $26.96 $11.52 – $100.14
Monmouth Medical Center Long Branch $26.96 $11.52 – $100.14
Bayshore Medical Center Holmdel $24.51 $24.51 – $112.31

All New-jersey hospitals for this procedure →