Mayo hvdip HIV 1 antibody at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$8.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$208.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.11 with OPTUM HEALTH vs $121.78 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $7.11 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $8.89 ↑ +0%
WELLCARE MANAGED MEDICAID $8.89 ↑ +0%
HORIZON MEDICARE ADVANTAGE $8.89 ↑ +0%
AETNA MEDICARE ADVANTAGE $8.89 ↑ +0%
VACCN ALL PRODUCTS $8.89 ↑ +0%
AMERIGROUP MANAGED MEDICAID $8.89 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $8.89 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $8.89 ↑ +0%
CLOVER MEDICARE ADVANTAGE $8.89 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $8.89 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $9.33 ↑ +5%
LHP HEALTH ALL PRODUCTS $11.11 ↑ +25%
KARNA MEDICARE ADVANTAGE $11.82 ↑ +33%
HORIZON MANAGED MEDICAID $19.33 ↑ +117%
AETNA MANAGED MEDICAID $28.11 ↑ +216%
CIGNA PPO $39.92 ↑ +349%
CIGNA HMO $39.92 ↑ +349%
OXFORD ALL PRODUCTS $56.00 ↑ +530%
UNITED HEALTHCARE HMO $63.28 ↑ +612%
HORIZON OMNIA $73.35 ↑ +725%
HORIZON WORKERS COMP $77.12 ↑ +767%
INTERGROUP ALL PRODUCTS $78.40 ↑ +782%
HORIZON PIP $84.00 ↑ +845%
BERGEN RISK ALL PRODUCTS $84.00 ↑ +845%
BRIGHTON HEALTH PLAN ALL PRODUCTS $88.48 ↑ +895%
CIGNA BH $89.60 ↑ +908%
ACTIVECARE FIRST MCO ALL PRODUCTS $95.20 ↑ +971%
MULTIPLAN - PHCS ALL PRODUCTS $95.20 ↑ +971%
CHN ALL PRODUCTS $95.20 ↑ +971%
QUALCARE WORKERS COMP $98.78 ↑ +1011%
QUALCARE HMO $98.78 ↑ +1011%
QUALCARE PPO $98.78 ↑ +1011%
HORIZON HMO $106.67 ↑ +1100%
HORIZON INDEMNITY $107.22 ↑ +1106%
HORIZON SHP $107.90 ↑ +1114%
HORIZON FEDERAL $109.22 ↑ +1129%
HORIZON PPO $109.22 ↑ +1129%
AMERIHEALTH REGIONAL HMO $112.00 ↑ +1160%
AMERIHEALTH LOCAL HMO $112.00 ↑ +1160%
AETNA PPO $121.78 ↑ +1270%
AETNA ASA $121.78 ↑ +1270%
AETNA HMO $121.78 ↑ +1270%

Visitor-reported prices

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Mayo hvdip HIV 1 antibody at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $9.78 $4.18 – $42.30
Cooperman Barnabas Medical Center Livingston $9.78 $4.18 – $36.06
Community Medical Center Toms River $9.78 $4.18 – $36.06
Clara Maass Medical Center Belleville $9.78 $4.18 – $36.06
Childrens Specialized Hospital Mountainside $65.50 $7.11 – $7.32
Newark Beth Israel Medical Center Newark $9.78 $4.18 – $36.06
Jersey City Medical Center Jersey City $9.78 $4.18 – $36.06
Monmouth Medical Center Long Branch $9.78 $4.18 – $36.06

All New-jersey hospitals for this procedure →