Mayo hemosiderin qualitative urine at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$4.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.80 with OPTUM HEALTH vs $65.03 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $3.80 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $4.75 ↑ +0%
WELLCARE MANAGED MEDICAID $4.75 ↑ +0%
AETNA MEDICARE ADVANTAGE $4.75 ↑ +0%
VACCN ALL PRODUCTS $4.75 ↑ +0%
AMERIGROUP MANAGED MEDICAID $4.75 ↑ +0%
HORIZON MEDICARE ADVANTAGE $4.75 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $4.75 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $4.75 ↑ +0%
CLOVER MEDICARE ADVANTAGE $4.75 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4.75 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.99 ↑ +5%
LHP HEALTH ALL PRODUCTS $5.94 ↑ +25%
KARNA MEDICARE ADVANTAGE $6.32 ↑ +33%
AETNA MANAGED MEDICAID $7.03 ↑ +48%
HORIZON MANAGED MEDICAID $8.92 ↑ +88%
OXFORD ALL PRODUCTS $14.00 ↑ +195%
UNITED HEALTHCARE HMO $15.82 ↑ +233%
HORIZON OMNIA $18.34 ↑ +286%
HORIZON WORKERS COMP $19.28 ↑ +306%
INTERGROUP ALL PRODUCTS $19.60 ↑ +313%
HORIZON PIP $21.00 ↑ +342%
BERGEN RISK ALL PRODUCTS $21.00 ↑ +342%
CIGNA HMO $21.33 ↑ +349%
CIGNA PPO $21.33 ↑ +349%
BRIGHTON HEALTH PLAN ALL PRODUCTS $22.12 ↑ +366%
CIGNA BH $22.40 ↑ +372%
ACTIVECARE FIRST MCO ALL PRODUCTS $23.80 ↑ +401%
MULTIPLAN - PHCS ALL PRODUCTS $23.80 ↑ +401%
CHN ALL PRODUCTS $23.80 ↑ +401%
QUALCARE PPO $24.70 ↑ +420%
QUALCARE WORKERS COMP $24.70 ↑ +420%
QUALCARE HMO $24.70 ↑ +420%
HORIZON HMO $26.67 ↑ +461%
HORIZON INDEMNITY $26.80 ↑ +464%
HORIZON SHP $26.98 ↑ +468%
HORIZON FEDERAL $27.31 ↑ +475%
HORIZON PPO $27.31 ↑ +475%
AMERIHEALTH LOCAL HMO $28.00 ↑ +489%
AMERIHEALTH REGIONAL HMO $28.00 ↑ +489%
AETNA PPO $65.03 ↑ +1269%
AETNA HMO $65.03 ↑ +1269%
AETNA ASA $65.03 ↑ +1269%

Visitor-reported prices

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Mayo hemosiderin qualitative urine at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5.23 $2.23 – $22.52
Cooperman Barnabas Medical Center Livingston $5.23 $2.23 – $20.04
Community Medical Center Toms River $5.23 $2.23 – $20.04
Clara Maass Medical Center Belleville $5.23 $2.23 – $20.04
Newark Beth Israel Medical Center Newark $5.23 $2.23 – $20.04
Jersey City Medical Center Jersey City $5.23 $2.23 – $20.04
Monmouth Medical Center Long Branch $5.23 $2.23 – $20.04
Bayshore Medical Center Holmdel $4.75 $4.75 – $21.77

All New-jersey hospitals for this procedure →