Mayo factor x at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$17.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$385.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.32 with OPTUM HEALTH vs $385.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $14.32 | ↓ -20% |
| HORIZON | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $17.90 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $17.90 | ↑ +0% |
| VACCN | ALL PRODUCTS | $17.90 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $17.90 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $18.80 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $22.38 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $23.81 | ↑ +33% |
| HORIZON | MANAGED MEDICAID | $40.14 | ↑ +124% |
| CIGNA | HMO | $80.38 | ↑ +349% |
| CIGNA | PPO | $80.38 | ↑ +349% |
| AETNA | MANAGED MEDICAID | $96.64 | ↑ +440% |
| OXFORD | ALL PRODUCTS | $192.50 | ↑ +975% |
| UNITED HEALTHCARE | HMO | $217.53 | ↑ +1115% |
| AETNA | HMO | $245.35 | ↑ +1271% |
| AETNA | ASA | $245.35 | ↑ +1271% |
| AETNA | PPO | $245.35 | ↑ +1271% |
| HORIZON | OMNIA | $252.14 | ↑ +1309% |
| HORIZON | WORKERS COMP | $265.11 | ↑ +1381% |
| INTERGROUP | ALL PRODUCTS | $269.50 | ↑ +1406% |
| HORIZON | PIP | $288.75 | ↑ +1513% |
| BERGEN RISK | ALL PRODUCTS | $288.75 | ↑ +1513% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $304.15 | ↑ +1599% |
| CIGNA | BH | $308.00 | ↑ +1621% |
| CHN | ALL PRODUCTS | $327.25 | ↑ +1728% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $327.25 | ↑ +1728% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $327.25 | ↑ +1728% |
| QUALCARE | HMO | $339.57 | ↑ +1797% |
| QUALCARE | PPO | $339.57 | ↑ +1797% |
| QUALCARE | WORKERS COMP | $339.57 | ↑ +1797% |
| HORIZON | HMO | $366.67 | ↑ +1948% |
| HORIZON | INDEMNITY | $368.56 | ↑ +1959% |
| HORIZON | SHP | $370.91 | ↑ +1972% |
| HORIZON | FEDERAL | $375.45 | ↑ +1997% |
| HORIZON | PPO | $375.45 | ↑ +1997% |
| AMERIHEALTH | REGIONAL HMO | $385.00 | ↑ +2051% |
| AMERIHEALTH | LOCAL HMO | $385.00 | ↑ +2051% |
Visitor-reported prices
Comments
Mayo factor x at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $19.69 | $8.41 – $84.91 |
| Cooperman Barnabas Medical Center | Livingston | $19.69 | $8.41 – $73.45 |
| Community Medical Center | Toms River | $19.69 | $8.41 – $73.45 |
| Clara Maass Medical Center | Belleville | $19.69 | $8.41 – $73.45 |
| Childrens Specialized Hospital | Mountainside | $132.00 | $14.32 – $14.75 |
| Newark Beth Israel Medical Center | Newark | $19.69 | $8.41 – $73.45 |
| Jersey City Medical Center | Jersey City | $19.69 | $8.41 – $73.45 |
| Monmouth Medical Center | Long Branch | $19.69 | $8.41 – $73.45 |