Mayo factor v at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$17.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$265.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.81 with AETNA vs $241.86 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $13.81 | ↓ -22% |
| OPTUM HEALTH | MANAGED MEDICAID | $14.12 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $17.65 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $17.65 | ↑ +0% |
| VACCN | ALL PRODUCTS | $17.65 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $17.65 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $17.65 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $17.65 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $17.65 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $17.65 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $17.65 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $17.65 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $18.53 | ↑ +5% |
| LHP HEALTH | ALL PRODUCTS | $22.06 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $23.47 | ↑ +33% |
| OXFORD | ALL PRODUCTS | $27.50 | ↑ +56% |
| UNITED HEALTHCARE | HMO | $31.08 | ↑ +76% |
| HORIZON | OMNIA | $36.02 | ↑ +104% |
| HORIZON | WORKERS COMP | $37.87 | ↑ +115% |
| INTERGROUP | ALL PRODUCTS | $38.50 | ↑ +118% |
| HORIZON | PIP | $41.25 | ↑ +134% |
| BERGEN RISK | ALL PRODUCTS | $41.25 | ↑ +134% |
| HORIZON | MANAGED MEDICAID | $42.52 | ↑ +141% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $43.45 | ↑ +146% |
| CIGNA | BH | $44.00 | ↑ +149% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $46.75 | ↑ +165% |
| CHN | ALL PRODUCTS | $46.75 | ↑ +165% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $46.75 | ↑ +165% |
| QUALCARE | HMO | $48.51 | ↑ +175% |
| QUALCARE | PPO | $48.51 | ↑ +175% |
| QUALCARE | WORKERS COMP | $48.51 | ↑ +175% |
| HORIZON | HMO | $52.38 | ↑ +197% |
| HORIZON | INDEMNITY | $52.65 | ↑ +198% |
| HORIZON | SHP | $52.99 | ↑ +200% |
| HORIZON | FEDERAL | $53.64 | ↑ +204% |
| HORIZON | PPO | $53.64 | ↑ +204% |
| AMERIHEALTH | REGIONAL HMO | $55.00 | ↑ +212% |
| AMERIHEALTH | LOCAL HMO | $55.00 | ↑ +212% |
| CIGNA | HMO | $79.26 | ↑ +349% |
| CIGNA | PPO | $79.26 | ↑ +349% |
| AETNA | PPO | $241.86 | ↑ +1270% |
| AETNA | HMO | $241.86 | ↑ +1270% |
| AETNA | ASA | $241.86 | ↑ +1270% |
Visitor-reported prices
Comments
Mayo factor v at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $19.42 | $8.30 – $81.26 |
| Cooperman Barnabas Medical Center | Livingston | $19.42 | $8.30 – $72.09 |
| Community Medical Center | Toms River | $19.42 | $8.30 – $72.09 |
| Clara Maass Medical Center | Belleville | $19.42 | $8.30 – $72.09 |
| Newark Beth Israel Medical Center | Newark | $19.42 | $8.30 – $72.09 |
| Jersey City Medical Center | Jersey City | $19.42 | $8.30 – $72.09 |
| Monmouth Medical Center | Long Branch | $19.42 | $8.30 – $72.09 |
| Bayshore Medical Center | Holmdel | $17.65 | $17.65 – $80.88 |