Limited visual field xm at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$69.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$233.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.94 with CLOVER vs $18,693.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $41.94 ↓ -40%
OPTUM HEALTH MANAGED MEDICAID $55.96 ↓ -20%
AETNA MANAGED MEDICAID $58.48 ↓ -16%
KARNA MEDICARE ADVANTAGE $58.93 ↓ -16%
SEOUL MEDICAL GROUP ALL PRODUCTS $66.64 ↓ -5%
HORIZON MEDICARE ADVANTAGE $69.95 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $69.95 ↑ +0%
WELLCARE MANAGED MEDICAID $69.95 ↑ +0%
VACCN ALL PRODUCTS $69.95 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $69.95 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $69.95 ↑ +0%
AETNA MEDICARE ADVANTAGE $70.74 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $73.45 ↑ +5%
HORIZON OMNIA $152.59 ↑ +118%
INTERGROUP ALL PRODUCTS $163.10 ↑ +133%
UNITED HEALTHCARE HMO $168.13 ↑ +140%
OXFORD ALL PRODUCTS $171.19 ↑ +145%
BERGEN RISK ALL PRODUCTS $174.75 ↑ +150%
HORIZON PIP $174.75 ↑ +150%
CIGNA BH $186.40 ↑ +166%
LHP HEALTH ALL PRODUCTS $191.06 ↑ +173%
CHN ALL PRODUCTS $198.05 ↑ +183%
ACTIVECARE FIRST MCO ALL PRODUCTS $198.05 ↑ +183%
MULTIPLAN - PHCS ALL PRODUCTS $198.05 ↑ +183%
QUALCARE WORKERS COMP $207.37 ↑ +196%
QUALCARE PPO $207.37 ↑ +196%
BRIGHTON HEALTH PLAN ALL PRODUCTS $209.70 ↑ +200%
CIGNA PPO $211.89 ↑ +203%
CIGNA HMO $211.89 ↑ +203%
HORIZON HMO $221.91 ↑ +217%
HORIZON INDEMNITY $223.05 ↑ +219%
HORIZON SHP $224.47 ↑ +221%
HORIZON PPO $227.22 ↑ +225%
HORIZON FEDERAL $227.22 ↑ +225%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +3800%
QUALCARE HMO $7,712.00 ↑ +10925%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +11355%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +12629%
HORIZON WORKERS COMP $16,802.00 ↑ +23920%
AETNA PPO $18,693.00 ↑ +26623%
AETNA HMO $18,693.00 ↑ +26623%
AETNA ASA $18,693.00 ↑ +26623%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Limited visual field xm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $65.75 $65.75 – $78.90
Ocean University Medical Center Brick $64.92 $56.30 – $77.90
JFK Johnson Rehabilitation Institute (JRI) Edison $65.80 $58.93 – $65.80
Jersey Shore University Medical Center Neptune City $65.75 $56.30 – $78.90
Palisades Medical Center North Bergen $69.95 $58.93 – $76.25
Raritan Bay Medical Center Perth Amboy $65.80 $58.93 – $78.97
Riverview Medical Center Red Bank $65.75 $56.30 – $78.90
Southern Ocean Medical Center Manahawkin $64.92 $56.30 – $77.90

All New-jersey hospitals for this procedure →