Laser surgery eye strands at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$646.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,598.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$287.64 with CLOVER vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $287.64 ↓ -55%
AETNA MANAGED MEDICAID $401.10 ↓ -38%
SEOUL MEDICAL GROUP ALL PRODUCTS $457.03 ↓ -29%
OPTUM HEALTH MANAGED MEDICAID $516.85 ↓ -20%
OPTUM HEALTH MEDICARE ADVANTAGE $646.06 ↑ +0%
HORIZON MEDICARE ADVANTAGE $646.06 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $646.06 ↑ +0%
WELLCARE MANAGED MEDICAID $646.06 ↑ +0%
VACCN ALL PRODUCTS $646.06 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $646.06 ↑ +0%
AETNA MEDICARE ADVANTAGE $672.19 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $678.37 ↑ +5%
KARNA MEDICARE ADVANTAGE $760.07 ↑ +18%
HORIZON OMNIA $1,046.53 ↑ +62%
INTERGROUP ALL PRODUCTS $1,118.60 ↑ +73%
HORIZON PIP $1,198.50 ↑ +86%
BERGEN RISK ALL PRODUCTS $1,198.50 ↑ +86%
CIGNA BH $1,278.40 ↑ +98%
LHP HEALTH ALL PRODUCTS $1,310.36 ↑ +103%
MULTIPLAN - PHCS ALL PRODUCTS $1,358.30 ↑ +110%
CHN ALL PRODUCTS $1,358.30 ↑ +110%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,358.30 ↑ +110%
QUALCARE PPO $1,422.22 ↑ +120%
QUALCARE WORKERS COMP $1,422.22 ↑ +120%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,438.20 ↑ +123%
CIGNA PPO $1,453.22 ↑ +125%
CIGNA HMO $1,453.22 ↑ +125%
HORIZON HMO $1,521.94 ↑ +136%
HORIZON INDEMNITY $1,529.77 ↑ +137%
HORIZON SHP $1,539.51 ↑ +138%
HORIZON FEDERAL $1,558.37 ↑ +141%
HORIZON PPO $1,558.37 ↑ +141%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +322%
OXFORD ALL PRODUCTS $4,721.00 ↑ +631%
UNITED HEALTHCARE HMO $5,606.00 ↑ +768%
QUALCARE HMO $7,712.00 ↑ +1094%
AETNA ASA $7,773.00 ↑ +1103%
AETNA PPO $7,773.00 ↑ +1103%
AETNA HMO $7,773.00 ↑ +1103%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +1140%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +1278%
HORIZON WORKERS COMP $16,802.00 ↑ +2501%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Laser surgery eye strands at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $198.45 – $1,673.82
Cooperman Barnabas Medical Center Livingston $6,839.00 $431.60 – $1,230.98
Community Medical Center Toms River $3,786.00 $442.00 – $1,193.10
Clara Maass Medical Center Belleville $3,986.00 $426.40 – $1,224.83
Newark Beth Israel Medical Center Newark $4,881.00 $204.29 – $1,230.98
Jersey City Medical Center Jersey City $5,339.00 $256.82 – $1,285.66
Monmouth Medical Center Long Branch $5,419.00 $607.22 – $1,208.37
Bayshore Medical Center Holmdel $607.22 $607.22 – $728.67

All New-jersey hospitals for this procedure →