Kidney endoscopy at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$5,986.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$14,939.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$609.39 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $609.39 | ↓ -90% |
| CLOVER | MEDICARE ADVANTAGE | $2,689.02 | ↓ -55% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -54% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -41% |
| AETNA | MANAGED MEDICAID | $3,749.69 | ↓ -37% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $4,272.55 | ↓ -29% |
| OPTUM HEALTH | MANAGED MEDICAID | $4,789.42 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $5,983.74 | ↓ -0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $5,986.78 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $5,986.78 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $5,986.78 | ↑ +0% |
| VACCN | ALL PRODUCTS | $5,986.78 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $5,986.78 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $5,986.78 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $6,286.11 | ↑ +5% |
| CHN | ALL PRODUCTS | $7,057.81 | ↑ +18% |
| OXFORD | ALL PRODUCTS | $7,146.00 | ↑ +19% |
| QUALCARE | HMO | $7,712.00 | ↑ +29% |
| AETNA | HMO | $7,773.00 | ↑ +30% |
| AETNA | PPO | $7,773.00 | ↑ +30% |
| AETNA | ASA | $7,773.00 | ↑ +30% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +34% |
| CIGNA | HMO | $8,357.00 | ↑ +40% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,539.00 | ↑ +43% |
| UNITED HEALTHCARE | HMO | $8,568.00 | ↑ +43% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +49% |
| HORIZON | OMNIA | $9,783.55 | ↑ +63% |
| CIGNA | PPO | $10,049.00 | ↑ +68% |
| INTERGROUP | ALL PRODUCTS | $10,457.30 | ↑ +75% |
| BERGEN RISK | ALL PRODUCTS | $11,204.25 | ↑ +87% |
| HORIZON | PIP | $11,204.25 | ↑ +87% |
| CIGNA | BH | $11,951.20 | ↑ +100% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $12,698.15 | ↑ +112% |
| QUALCARE | PPO | $13,295.71 | ↑ +122% |
| QUALCARE | WORKERS COMP | $13,295.71 | ↑ +122% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $13,445.10 | ↑ +125% |
| HORIZON | HMO | $14,227.90 | ↑ +138% |
| HORIZON | INDEMNITY | $14,301.10 | ↑ +139% |
| HORIZON | SHP | $14,392.23 | ↑ +140% |
| HORIZON | FEDERAL | $14,568.51 | ↑ +143% |
| HORIZON | PPO | $14,568.51 | ↑ +143% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +181% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Kidney endoscopy at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $183.43 – $11,111.58 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $228.98 – $11,406.84 |
| Community Medical Center | Toms River | $3,786.00 | $234.50 – $11,056.02 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $226.22 – $11,349.81 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $188.82 – $11,406.84 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $237.38 – $11,913.69 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $452.44 – $11,197.45 |
| Bayshore Medical Center | Holmdel | $5,626.86 | $5,626.86 – $6,752.23 |