Interrog dev eval scrms ip at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$28.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$112.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.16 with CLOVER vs $2,033.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $20.16 ↓ -30%
OPTUM HEALTH MANAGED MEDICAID $23.07 ↓ -20%
AETNA MANAGED MEDICAID $28.11 ↓ -3%
HORIZON MEDICARE ADVANTAGE $28.84 ↑ +0%
VACCN ALL PRODUCTS $28.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $28.84 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $28.84 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $28.84 ↑ +0%
WELLCARE MANAGED MEDICAID $28.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $30.28 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $32.03 ↑ +11%
AETNA MEDICARE ADVANTAGE $34.43 ↑ +19%
HORIZON MANAGED MEDICAID $55.44 ↑ +92%
HORIZON OMNIA $73.35 ↑ +154%
HORIZON WORKERS COMP $77.12 ↑ +167%
INTERGROUP ALL PRODUCTS $78.40 ↑ +172%
BERGEN RISK ALL PRODUCTS $84.00 ↑ +191%
HORIZON PIP $84.00 ↑ +191%
KARNA MEDICARE ADVANTAGE $86.49 ↑ +200%
LHP HEALTH ALL PRODUCTS $88.48 ↑ +207%
CIGNA BH $89.60 ↑ +211%
ACTIVECARE FIRST MCO ALL PRODUCTS $95.20 ↑ +230%
MULTIPLAN - PHCS ALL PRODUCTS $95.20 ↑ +230%
CHN ALL PRODUCTS $95.20 ↑ +230%
QUALCARE WORKERS COMP $98.78 ↑ +243%
QUALCARE HMO $98.78 ↑ +243%
QUALCARE PPO $98.78 ↑ +243%
BRIGHTON HEALTH PLAN ALL PRODUCTS $100.80 ↑ +250%
HORIZON HMO $106.67 ↑ +270%
HORIZON INDEMNITY $107.22 ↑ +272%
HORIZON SHP $107.90 ↑ +274%
CIGNA PPO $108.36 ↑ +276%
CIGNA HMO $108.36 ↑ +276%
HORIZON PPO $109.22 ↑ +279%
HORIZON FEDERAL $109.22 ↑ +279%
AMERIHEALTH LOCAL HMO $112.00 ↑ +288%
AMERIHEALTH REGIONAL HMO $112.00 ↑ +288%
AETNA PPO $177.22 ↑ +514%
AETNA ASA $177.22 ↑ +514%
AETNA HMO $177.22 ↑ +514%
UNITED HEALTHCARE HMO $2,030.00 ↑ +6939%
OXFORD ALL PRODUCTS $2,033.00 ↑ +6949%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Interrog dev eval scrms ip at other New-jersey hospitals

Hospital City Cash price Negotiated range
Community Medical Center Toms River $40.65 $26.76 – $53.25
Newark Beth Israel Medical Center Newark $33.11 $25.98 – $54.96
Bayshore Medical Center Holmdel $27.11 $27.11 – $32.53
Ocean University Medical Center Brick $26.76 $24.49 – $82.45
JFK Johnson Rehabilitation Institute (JRI) Edison $27.13 $24.49 – $1,042.00
Jersey Shore University Medical Center Neptune City $27.11 $27.11 – $82.45
Palisades Medical Center North Bergen $28.84 $28.84 – $86.49
Raritan Bay Medical Center Perth Amboy $27.13 $27.13 – $86.49

All New-jersey hospitals for this procedure →