Interrog dev eval icpms ip at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$43.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$123.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.14 with CLOVER vs $2,033.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $22.14 ↓ -50%
AETNA MANAGED MEDICAID $30.87 ↓ -30%
OPTUM HEALTH MANAGED MEDICAID $35.13 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $35.18 ↓ -20%
AETNA MEDICARE ADVANTAGE $43.61 ↓ -1%
HORIZON MEDICARE ADVANTAGE $43.91 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $43.91 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $43.91 ↑ +0%
WELLCARE MANAGED MEDICAID $43.91 ↑ +0%
VACCN ALL PRODUCTS $43.91 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $43.91 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $46.11 ↑ +5%
HORIZON MANAGED MEDICAID $60.89 ↑ +39%
HORIZON OMNIA $80.55 ↑ +83%
HORIZON WORKERS COMP $84.70 ↑ +93%
INTERGROUP ALL PRODUCTS $86.10 ↑ +96%
BERGEN RISK ALL PRODUCTS $92.25 ↑ +110%
HORIZON PIP $92.25 ↑ +110%
KARNA MEDICARE ADVANTAGE $93.98 ↑ +114%
LHP HEALTH ALL PRODUCTS $97.17 ↑ +121%
CIGNA BH $98.40 ↑ +124%
ACTIVECARE FIRST MCO ALL PRODUCTS $104.55 ↑ +138%
MULTIPLAN - PHCS ALL PRODUCTS $104.55 ↑ +138%
CHN ALL PRODUCTS $104.55 ↑ +138%
QUALCARE HMO $108.49 ↑ +147%
QUALCARE PPO $108.49 ↑ +147%
QUALCARE WORKERS COMP $108.49 ↑ +147%
BRIGHTON HEALTH PLAN ALL PRODUCTS $110.70 ↑ +152%
AETNA ASA $113.69 ↑ +159%
AETNA PPO $113.69 ↑ +159%
AETNA HMO $113.69 ↑ +159%
HORIZON HMO $117.15 ↑ +167%
HORIZON INDEMNITY $117.75 ↑ +168%
HORIZON SHP $118.50 ↑ +170%
CIGNA HMO $119.00 ↑ +171%
CIGNA PPO $119.00 ↑ +171%
HORIZON PPO $119.95 ↑ +173%
HORIZON FEDERAL $119.95 ↑ +173%
AMERIHEALTH LOCAL HMO $123.00 ↑ +180%
AMERIHEALTH REGIONAL HMO $123.00 ↑ +180%
UNITED HEALTHCARE HMO $2,030.00 ↑ +4523%
OXFORD ALL PRODUCTS $2,033.00 ↑ +4530%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Interrog dev eval icpms ip at other New-jersey hospitals

Hospital City Cash price Negotiated range
Newark Beth Israel Medical Center Newark $34.57 $28.26 – $83.68
Monmouth Medical Center Long Branch $44.63 $41.27 – $82.13
Bayshore Medical Center Holmdel $41.27 $41.27 – $49.53
Ocean University Medical Center Brick $40.75 $37.29 – $89.68
JFK Johnson Rehabilitation Institute (JRI) Edison $41.31 $34.22 – $1,042.00
Jersey Shore University Medical Center Neptune City $41.27 $41.27 – $89.68
Palisades Medical Center North Bergen $43.91 $33.71 – $93.98
Raritan Bay Medical Center Perth Amboy $41.31 $41.31 – $93.98

All New-jersey hospitals for this procedure →