Ins pm gen exist dual lead at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$26,433.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$54,185.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$780.17 with KARNA vs $120,307.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $780.17 | ↓ -97% |
| AETNA | PPO | $7,773.00 | ↓ -71% |
| AETNA | HMO | $7,773.00 | ↓ -71% |
| AETNA | ASA | $7,773.00 | ↓ -71% |
| CLOVER | MEDICARE ADVANTAGE | $9,753.30 | ↓ -63% |
| AETNA | MANAGED MEDICAID | $13,600.44 | ↓ -49% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $15,496.91 | ↓ -41% |
| OPTUM HEALTH | MANAGED MEDICAID | $21,147.18 | ↓ -20% |
| HORIZON | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $26,433.98 | ↑ +0% |
| VACCN | ALL PRODUCTS | $26,433.98 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $26,433.98 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $26,821.58 | ↑ +1% |
| AETNA | MEDICARE ADVANTAGE | $27,258.51 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $27,755.68 | ↑ +5% |
| HORIZON | OMNIA | $35,485.76 | ↑ +34% |
| HORIZON | WORKERS COMP | $37,311.79 | ↑ +41% |
| INTERGROUP | ALL PRODUCTS | $37,929.50 | ↑ +43% |
| BERGEN RISK | ALL PRODUCTS | $40,638.75 | ↑ +54% |
| HORIZON | PIP | $40,638.75 | ↑ +54% |
| LHP HEALTH | ALL PRODUCTS | $42,806.15 | ↑ +62% |
| CIGNA | BH | $43,348.00 | ↑ +64% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $46,057.25 | ↑ +74% |
| CHN | ALL PRODUCTS | $46,057.25 | ↑ +74% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $46,057.25 | ↑ +74% |
| QUALCARE | HMO | $47,791.17 | ↑ +81% |
| QUALCARE | PPO | $47,791.17 | ↑ +81% |
| QUALCARE | WORKERS COMP | $47,791.17 | ↑ +81% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $48,766.50 | ↑ +84% |
| HORIZON | HMO | $51,605.79 | ↑ +95% |
| HORIZON | INDEMNITY | $51,871.30 | ↑ +96% |
| HORIZON | SHP | $52,201.83 | ↑ +97% |
| CIGNA | HMO | $52,423.99 | ↑ +98% |
| CIGNA | PPO | $52,423.99 | ↑ +98% |
| HORIZON | PPO | $52,841.21 | ↑ +100% |
| HORIZON | FEDERAL | $52,841.21 | ↑ +100% |
| AMERIHEALTH | REGIONAL HMO | $54,185.00 | ↑ +105% |
| AMERIHEALTH | LOCAL HMO | $54,185.00 | ↑ +105% |
| OXFORD | ALL PRODUCTS | $118,157.00 | ↑ +347% |
| UNITED HEALTHCARE | HMO | $120,307.00 | ↑ +355% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $186.90 – $49,061.98 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $25,182.83 – $50,365.66 |
| Community Medical Center | Toms River | $3,786.00 | $24,530.99 – $48,816.67 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $25,182.83 – $50,113.83 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $192.40 – $50,365.66 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $241.88 – $52,603.62 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $24,844.79 – $49,441.13 |
| Bayshore Medical Center | Holmdel | $24,844.79 | $24,844.79 – $29,813.75 |