Ins cerv dilator (sep proc) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$358.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$745.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$92.93 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $92.93 | ↓ -74% |
| CLOVER | MEDICARE ADVANTAGE | $134.10 | ↓ -63% |
| AETNA | MANAGED MEDICAID | $187.00 | ↓ -48% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $213.07 | ↓ -41% |
| OPTUM HEALTH | MANAGED MEDICAID | $286.59 | ↓ -20% |
| HORIZON | MEDICARE ADVANTAGE | $358.23 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $358.23 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $358.23 | ↑ +0% |
| VACCN | ALL PRODUCTS | $358.23 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $358.23 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $358.23 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $370.99 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $376.14 | ↑ +5% |
| HORIZON | OMNIA | $487.90 | ↑ +36% |
| INTERGROUP | ALL PRODUCTS | $521.50 | ↑ +46% |
| HORIZON | PIP | $558.75 | ↑ +56% |
| BERGEN RISK | ALL PRODUCTS | $558.75 | ↑ +56% |
| CIGNA | BH | $596.00 | ↑ +66% |
| LHP HEALTH | ALL PRODUCTS | $610.90 | ↑ +71% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $633.25 | ↑ +77% |
| CHN | ALL PRODUCTS | $633.25 | ↑ +77% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $633.25 | ↑ +77% |
| QUALCARE | PPO | $663.05 | ↑ +85% |
| QUALCARE | WORKERS COMP | $663.05 | ↑ +85% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $670.50 | ↑ +87% |
| CIGNA | PPO | $677.50 | ↑ +89% |
| CIGNA | HMO | $677.50 | ↑ +89% |
| HORIZON | HMO | $709.54 | ↑ +98% |
| HORIZON | INDEMNITY | $713.19 | ↑ +99% |
| HORIZON | SHP | $717.73 | ↑ +100% |
| HORIZON | FEDERAL | $726.52 | ↑ +103% |
| HORIZON | PPO | $726.52 | ↑ +103% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↑ +662% |
| OXFORD | ALL PRODUCTS | $3,205.00 | ↑ +795% |
| UNITED HEALTHCARE | HMO | $3,756.00 | ↑ +948% |
| QUALCARE | HMO | $7,712.00 | ↑ +2053% |
| AETNA | ASA | $7,773.00 | ↑ +2070% |
| AETNA | PPO | $7,773.00 | ↑ +2070% |
| AETNA | HMO | $7,773.00 | ↑ +2070% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +2137% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +2386% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +4590% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ins cerv dilator (sep proc) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $69.31 – $682.56 |
| Community Medical Center | Toms River | $3,786.00 | $70.98 – $661.56 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $68.47 – $679.15 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $70.54 – $712.88 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $136.94 – $670.03 |
| Bayshore Medical Center | Holmdel | $336.70 | $336.70 – $404.03 |
| Ocean University Medical Center | Brick | $332.44 | $91.04 – $398.93 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $336.99 | $83.50 – $336.99 |