Ins cerv dilator (sep proc) at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$358.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$745.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$92.93 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $92.93 ↓ -74%
CLOVER MEDICARE ADVANTAGE $134.10 ↓ -63%
AETNA MANAGED MEDICAID $187.00 ↓ -48%
SEOUL MEDICAL GROUP ALL PRODUCTS $213.07 ↓ -41%
OPTUM HEALTH MANAGED MEDICAID $286.59 ↓ -20%
HORIZON MEDICARE ADVANTAGE $358.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $358.23 ↑ +0%
WELLCARE MANAGED MEDICAID $358.23 ↑ +0%
VACCN ALL PRODUCTS $358.23 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $358.23 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $358.23 ↑ +0%
AETNA MEDICARE ADVANTAGE $370.99 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $376.14 ↑ +5%
HORIZON OMNIA $487.90 ↑ +36%
INTERGROUP ALL PRODUCTS $521.50 ↑ +46%
HORIZON PIP $558.75 ↑ +56%
BERGEN RISK ALL PRODUCTS $558.75 ↑ +56%
CIGNA BH $596.00 ↑ +66%
LHP HEALTH ALL PRODUCTS $610.90 ↑ +71%
MULTIPLAN - PHCS ALL PRODUCTS $633.25 ↑ +77%
CHN ALL PRODUCTS $633.25 ↑ +77%
ACTIVECARE FIRST MCO ALL PRODUCTS $633.25 ↑ +77%
QUALCARE PPO $663.05 ↑ +85%
QUALCARE WORKERS COMP $663.05 ↑ +85%
BRIGHTON HEALTH PLAN ALL PRODUCTS $670.50 ↑ +87%
CIGNA PPO $677.50 ↑ +89%
CIGNA HMO $677.50 ↑ +89%
HORIZON HMO $709.54 ↑ +98%
HORIZON INDEMNITY $713.19 ↑ +99%
HORIZON SHP $717.73 ↑ +100%
HORIZON FEDERAL $726.52 ↑ +103%
HORIZON PPO $726.52 ↑ +103%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +662%
OXFORD ALL PRODUCTS $3,205.00 ↑ +795%
UNITED HEALTHCARE HMO $3,756.00 ↑ +948%
QUALCARE HMO $7,712.00 ↑ +2053%
AETNA ASA $7,773.00 ↑ +2070%
AETNA PPO $7,773.00 ↑ +2070%
AETNA HMO $7,773.00 ↑ +2070%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +2137%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +2386%
HORIZON WORKERS COMP $16,802.00 ↑ +4590%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Ins cerv dilator (sep proc) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $6,839.00 $69.31 – $682.56
Community Medical Center Toms River $3,786.00 $70.98 – $661.56
Clara Maass Medical Center Belleville $3,986.00 $68.47 – $679.15
Jersey City Medical Center Jersey City $5,339.00 $70.54 – $712.88
Monmouth Medical Center Long Branch $5,419.00 $136.94 – $670.03
Bayshore Medical Center Holmdel $336.70 $336.70 – $404.03
Ocean University Medical Center Brick $332.44 $91.04 – $398.93
JFK Johnson Rehabilitation Institute (JRI) Edison $336.99 $83.50 – $336.99

All New-jersey hospitals for this procedure →