Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$51.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.05 with OPTUM HEALTH vs $512.59 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $41.05 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $51.31 ↑ +0%
WELLCARE MANAGED MEDICAID $51.31 ↑ +0%
AETNA MEDICARE ADVANTAGE $51.31 ↑ +0%
VACCN ALL PRODUCTS $51.31 ↑ +0%
AMERIGROUP MANAGED MEDICAID $51.31 ↑ +0%
HORIZON MEDICARE ADVANTAGE $51.31 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $51.31 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $51.31 ↑ +0%
CLOVER MEDICARE ADVANTAGE $51.31 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $51.31 ↑ +0%
AETNA MANAGED MEDICAID $51.96 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $53.88 ↑ +5%
LHP HEALTH ALL PRODUCTS $64.14 ↑ +25%
KARNA MEDICARE ADVANTAGE $68.24 ↑ +33%
HORIZON MANAGED MEDICAID $76.31 ↑ +49%
OXFORD ALL PRODUCTS $103.50 ↑ +102%
UNITED HEALTHCARE HMO $116.96 ↑ +128%
HORIZON OMNIA $135.56 ↑ +164%
HORIZON WORKERS COMP $142.54 ↑ +178%
INTERGROUP ALL PRODUCTS $144.90 ↑ +182%
HORIZON PIP $155.25 ↑ +203%
BERGEN RISK ALL PRODUCTS $155.25 ↑ +203%
BRIGHTON HEALTH PLAN ALL PRODUCTS $163.53 ↑ +219%
CIGNA BH $165.60 ↑ +223%
ACTIVECARE FIRST MCO ALL PRODUCTS $175.95 ↑ +243%
CHN ALL PRODUCTS $175.95 ↑ +243%
MULTIPLAN - PHCS ALL PRODUCTS $175.95 ↑ +243%
QUALCARE HMO $182.57 ↑ +256%
QUALCARE PPO $182.57 ↑ +256%
QUALCARE WORKERS COMP $182.57 ↑ +256%
HORIZON HMO $197.15 ↑ +284%
HORIZON INDEMNITY $198.16 ↑ +286%
HORIZON SHP $199.42 ↑ +289%
HORIZON FEDERAL $201.87 ↑ +293%
HORIZON PPO $201.87 ↑ +293%
AMERIHEALTH REGIONAL HMO $207.00 ↑ +303%
AMERIHEALTH LOCAL HMO $207.00 ↑ +303%
CIGNA HMO $228.36 ↑ +345%
CIGNA PPO $228.36 ↑ +345%
AETNA PPO $512.59 ↑ +899%
AETNA HMO $512.59 ↑ +899%
AETNA ASA $512.59 ↑ +899%

Visitor-reported prices

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Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $99.60 $36.11 – $36.11
Bayshore Medical Center Holmdel $51.31 $51.31 – $211.18
Ocean University Medical Center Brick $51.31 $45.16 – $191.40
JFK Johnson Rehabilitation Institute (JRI) Edison $51.31 $45.16 – $191.40
Jersey Shore University Medical Center Neptune City $51.31 $41.05 – $211.20
Palisades Medical Center North Bergen $51.31 $51.31 – $211.12
Raritan Bay Medical Center Perth Amboy $51.31 $51.31 – $210.91
Riverview Medical Center Red Bank $51.31 $51.31 – $211.47

All New-jersey hospitals for this procedure →