Infect ag ia optc obs influenza at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$16.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$99.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.28 with HORIZON vs $150.75 with AETNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $9.28 ↓ -44%
OPTUM HEALTH MANAGED MEDICAID $13.24 ↓ -20%
WELLCARE MANAGED MEDICAID $16.55 ↑ +0%
AETNA MEDICARE ADVANTAGE $16.55 ↑ +0%
VACCN ALL PRODUCTS $16.55 ↑ +0%
AMERIGROUP MANAGED MEDICAID $16.55 ↑ +0%
HORIZON MEDICARE ADVANTAGE $16.55 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $16.55 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $16.55 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $16.55 ↑ +0%
CLOVER MEDICARE ADVANTAGE $16.55 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $16.55 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $17.38 ↑ +5%
LHP HEALTH ALL PRODUCTS $20.69 ↑ +25%
KARNA MEDICARE ADVANTAGE $22.01 ↑ +33%
AETNA MANAGED MEDICAID $24.85 ↑ +50%
OXFORD ALL PRODUCTS $49.50 ↑ +199%
UNITED HEALTHCARE HMO $55.94 ↑ +238%
HORIZON OMNIA $64.84 ↑ +292%
HORIZON WORKERS COMP $68.17 ↑ +312%
INTERGROUP ALL PRODUCTS $69.30 ↑ +319%
HORIZON PIP $74.25 ↑ +349%
BERGEN RISK ALL PRODUCTS $74.25 ↑ +349%
CIGNA HMO $74.32 ↑ +349%
CIGNA PPO $74.32 ↑ +349%
BRIGHTON HEALTH PLAN ALL PRODUCTS $78.21 ↑ +373%
CIGNA BH $79.20 ↑ +379%
ACTIVECARE FIRST MCO ALL PRODUCTS $84.15 ↑ +408%
MULTIPLAN - PHCS ALL PRODUCTS $84.15 ↑ +408%
CHN ALL PRODUCTS $84.15 ↑ +408%
QUALCARE PPO $87.32 ↑ +428%
QUALCARE WORKERS COMP $87.32 ↑ +428%
QUALCARE HMO $87.32 ↑ +428%
HORIZON HMO $94.29 ↑ +470%
HORIZON INDEMNITY $94.77 ↑ +473%
HORIZON SHP $95.38 ↑ +476%
HORIZON FEDERAL $96.54 ↑ +483%
HORIZON PPO $96.54 ↑ +483%
AMERIHEALTH LOCAL HMO $99.00 ↑ +498%
AMERIHEALTH REGIONAL HMO $99.00 ↑ +498%
AETNA PPO $150.75 ↑ +811%
AETNA HMO $150.75 ↑ +811%
AETNA ASA $150.75 ↑ +811%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Infect ag ia optc obs influenza at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $16.55 $16.55 – $75.84
Ocean University Medical Center Brick $16.55 $13.39 – $75.84
JFK Johnson Rehabilitation Institute (JRI) Edison $16.55 $13.39 – $77.89
Jersey Shore University Medical Center Neptune City $16.55 $13.24 – $75.84
Palisades Medical Center North Bergen $16.55 $10.23 – $75.84
Raritan Bay Medical Center Perth Amboy $16.55 $16.55 – $75.84
Riverview Medical Center Red Bank $16.55 $7.18 – $75.84
Southern Ocean Medical Center Manahawkin $16.55 $16.55 – $75.84

All New-jersey hospitals for this procedure →