Incision of tendon sheath at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,884.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,912.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$776.25 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $776.25 ↓ -59%
CLOVER MEDICARE ADVANTAGE $884.16 ↓ -53%
AETNA MANAGED MEDICAID $1,232.91 ↓ -35%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,404.83 ↓ -25%
OPTUM HEALTH MANAGED MEDICAID $1,507.79 ↓ -20%
AETNA MEDICARE ADVANTAGE $1,858.61 ↓ -1%
HORIZON MEDICARE ADVANTAGE $1,884.74 ↑ +0%
WELLCARE MANAGED MEDICAID $1,884.74 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,884.74 ↑ +0%
VACCN ALL PRODUCTS $1,884.74 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,884.74 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,884.74 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,978.98 ↑ +5%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +45%
HORIZON OMNIA $3,216.87 ↑ +71%
INTERGROUP ALL PRODUCTS $3,438.40 ↑ +82%
LHP HEALTH ALL PRODUCTS $3,548.00 ↑ +88%
BERGEN RISK ALL PRODUCTS $3,684.00 ↑ +95%
HORIZON PIP $3,684.00 ↑ +95%
CIGNA BH $3,929.60 ↑ +108%
CHN ALL PRODUCTS $4,175.20 ↑ +122%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,175.20 ↑ +122%
MULTIPLAN - PHCS ALL PRODUCTS $4,175.20 ↑ +122%
QUALCARE PPO $4,371.68 ↑ +132%
QUALCARE WORKERS COMP $4,371.68 ↑ +132%
BRIGHTON HEALTH PLAN ALL PRODUCTS $4,420.80 ↑ +135%
CIGNA PPO $4,466.97 ↑ +137%
CIGNA HMO $4,466.97 ↑ +137%
HORIZON HMO $4,678.19 ↑ +148%
HORIZON INDEMNITY $4,702.26 ↑ +149%
HORIZON SHP $4,732.22 ↑ +151%
HORIZON PPO $4,790.18 ↑ +154%
HORIZON FEDERAL $4,790.18 ↑ +154%
QUALCARE HMO $7,712.00 ↑ +309%
AETNA ASA $7,773.00 ↑ +312%
AETNA PPO $7,773.00 ↑ +312%
AETNA HMO $7,773.00 ↑ +312%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +325%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +372%
OXFORD ALL PRODUCTS $9,571.00 ↑ +408%
UNITED HEALTHCARE HMO $11,528.00 ↑ +512%
HORIZON WORKERS COMP $16,802.00 ↑ +791%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Incision of tendon sheath at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,771.43 $1,771.43 – $2,125.72
Ocean University Medical Center Brick $1,749.06 $745.39 – $2,098.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,772.97 $367.86 – $1,772.97
Jersey Shore University Medical Center Neptune City $1,771.43 $745.39 – $2,125.72
Palisades Medical Center North Bergen $1,884.74 $776.25 – $2,054.37
Raritan Bay Medical Center Perth Amboy $1,772.97 $776.25 – $2,127.56
Riverview Medical Center Red Bank $1,771.43 $745.39 – $2,125.72
Southern Ocean Medical Center Manahawkin $1,749.06 $745.39 – $2,098.87

All New-jersey hospitals for this procedure →