Implant spine infusion pump at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$20,814.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$27,002.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$956.05 with KARNA vs $41,142.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $956.05 | ↓ -95% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -87% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -83% |
| CLOVER | MEDICARE ADVANTAGE | $4,860.36 | ↓ -77% |
| AETNA | MANAGED MEDICAID | $6,777.50 | ↓ -67% |
| CHN | ALL PRODUCTS | $7,057.81 | ↓ -66% |
| QUALCARE | HMO | $7,712.00 | ↓ -63% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $7,722.57 | ↓ -63% |
| AETNA | ASA | $7,773.00 | ↓ -63% |
| AETNA | PPO | $7,773.00 | ↓ -63% |
| AETNA | HMO | $7,773.00 | ↓ -63% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↓ -62% |
| CIGNA | HMO | $8,357.00 | ↓ -60% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,539.00 | ↓ -59% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↓ -57% |
| CIGNA | PPO | $10,049.00 | ↓ -52% |
| HORIZON | OMNIA | $12,826.00 | ↓ -38% |
| QUALCARE | PPO | $14,850.00 | ↓ -29% |
| QUALCARE | WORKERS COMP | $14,850.00 | ↓ -29% |
| BERGEN RISK | ALL PRODUCTS | $15,603.00 | ↓ -25% |
| HORIZON | SHP | $15,733.00 | ↓ -24% |
| OPTUM HEALTH | MANAGED MEDICAID | $16,651.28 | ↓ -20% |
| HORIZON | WORKERS COMP | $16,802.00 | ↓ -19% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $18,486.00 | ↓ -11% |
| HORIZON | INDEMNITY | $18,625.00 | ↓ -11% |
| HORIZON | HMO | $18,666.00 | ↓ -10% |
| INTERGROUP | ALL PRODUCTS | $18,901.40 | ↓ -9% |
| HORIZON | PPO | $18,964.00 | ↓ -9% |
| HORIZON | FEDERAL | $18,964.00 | ↓ -9% |
| HORIZON | PIP | $20,251.50 | ↓ -3% |
| AETNA | MEDICARE ADVANTAGE | $20,623.99 | ↓ -1% |
| WELLCARE | MEDICARE ADVANTAGE | $20,814.10 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $20,814.10 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $20,814.10 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $20,814.10 | ↑ +0% |
| VACCN | ALL PRODUCTS | $20,814.10 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $20,814.10 | ↑ +0% |
| CIGNA | BH | $21,601.60 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $21,854.81 | ↑ +5% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $22,951.70 | ↑ +10% |
| OXFORD | ALL PRODUCTS | $33,823.00 | ↑ +63% |
| UNITED HEALTHCARE | HMO | $41,142.00 | ↑ +98% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Implant spine infusion pump at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $19,562.78 | $19,562.78 – $23,475.33 |
| Ocean University Medical Center | Brick | $19,315.69 | $927.20 – $23,178.83 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $19,579.74 | $956.05 – $19,579.74 |
| Jersey Shore University Medical Center | Neptune City | $19,562.78 | $927.20 – $23,475.33 |
| Palisades Medical Center | North Bergen | $20,814.10 | $956.05 – $22,687.37 |
| Raritan Bay Medical Center | Perth Amboy | $19,579.74 | $956.05 – $23,495.69 |
| Riverview Medical Center | Red Bank | $19,562.78 | $927.20 – $23,475.33 |
| Southern Ocean Medical Center | Manahawkin | $19,315.69 | $927.20 – $23,178.83 |