Hla i typing complete lr at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$403.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$889.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$180.57 with HORIZON vs $3,027.17 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $180.57 | ↓ -55% |
| AETNA | MANAGED MEDICAID | $223.14 | ↓ -45% |
| OPTUM HEALTH | MANAGED MEDICAID | $322.87 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $403.59 | ↑ +0% |
| VACCN | ALL PRODUCTS | $403.59 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $403.59 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $403.59 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $403.59 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $403.59 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $403.59 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $403.59 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $403.59 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $403.59 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $423.77 | ↑ +5% |
| OXFORD | ALL PRODUCTS | $444.50 | ↑ +10% |
| UNITED HEALTHCARE | HMO | $502.29 | ↑ +24% |
| LHP HEALTH | ALL PRODUCTS | $504.49 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $536.77 | ↑ +33% |
| HORIZON | OMNIA | $582.21 | ↑ +44% |
| HORIZON | WORKERS COMP | $612.17 | ↑ +52% |
| INTERGROUP | ALL PRODUCTS | $622.30 | ↑ +54% |
| HORIZON | PIP | $666.75 | ↑ +65% |
| BERGEN RISK | ALL PRODUCTS | $666.75 | ↑ +65% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $702.31 | ↑ +74% |
| CIGNA | BH | $711.20 | ↑ +76% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $755.65 | ↑ +87% |
| CHN | ALL PRODUCTS | $755.65 | ↑ +87% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $755.65 | ↑ +87% |
| QUALCARE | HMO | $784.10 | ↑ +94% |
| QUALCARE | PPO | $784.10 | ↑ +94% |
| QUALCARE | WORKERS COMP | $784.10 | ↑ +94% |
| HORIZON | HMO | $846.68 | ↑ +110% |
| HORIZON | INDEMNITY | $851.04 | ↑ +111% |
| HORIZON | SHP | $856.46 | ↑ +112% |
| HORIZON | FEDERAL | $866.95 | ↑ +115% |
| HORIZON | PPO | $866.95 | ↑ +115% |
| AMERIHEALTH | REGIONAL HMO | $889.00 | ↑ +120% |
| AMERIHEALTH | LOCAL HMO | $889.00 | ↑ +120% |
| CIGNA | HMO | $1,812.32 | ↑ +349% |
| CIGNA | PPO | $1,812.32 | ↑ +349% |
| AETNA | PPO | $3,027.17 | ↑ +650% |
| AETNA | HMO | $3,027.17 | ↑ +650% |
| AETNA | ASA | $3,027.17 | ↑ +650% |
Visitor-reported prices
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Hla i typing complete lr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $403.59 | $403.59 – $1,849.39 |
| Ocean University Medical Center | Brick | $403.59 | $355.16 – $1,849.39 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $403.59 | $355.16 – $1,899.39 |
| Jersey Shore University Medical Center | Neptune City | $403.59 | $322.87 – $1,849.39 |
| Palisades Medical Center | North Bergen | $403.59 | $199.19 – $1,849.39 |
| Raritan Bay Medical Center | Perth Amboy | $403.59 | $403.59 – $1,849.39 |
| Riverview Medical Center | Red Bank | $403.59 | $139.68 – $1,849.39 |
| Southern Ocean Medical Center | Manahawkin | $403.59 | $403.59 – $1,849.39 |