Hemolysins and agglutinins incubated at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$12.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$428.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.69 with OPTUM HEALTH vs $165.93 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $9.69 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $12.11 ↑ +0%
WELLCARE MANAGED MEDICAID $12.11 ↑ +0%
HORIZON MEDICARE ADVANTAGE $12.11 ↑ +0%
AETNA MEDICARE ADVANTAGE $12.11 ↑ +0%
VACCN ALL PRODUCTS $12.11 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.11 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $12.11 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.11 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.11 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $12.11 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $12.72 ↑ +5%
LHP HEALTH ALL PRODUCTS $15.14 ↑ +25%
KARNA MEDICARE ADVANTAGE $16.11 ↑ +33%
HORIZON MANAGED MEDICAID $20.44 ↑ +69%
AETNA MANAGED MEDICAID $40.16 ↑ +232%
CIGNA PPO $54.38 ↑ +349%
CIGNA HMO $54.38 ↑ +349%
OXFORD ALL PRODUCTS $80.00 ↑ +561%
UNITED HEALTHCARE HMO $90.40 ↑ +646%
HORIZON OMNIA $104.78 ↑ +765%
HORIZON WORKERS COMP $110.18 ↑ +810%
INTERGROUP ALL PRODUCTS $112.00 ↑ +825%
HORIZON PIP $120.00 ↑ +891%
BERGEN RISK ALL PRODUCTS $120.00 ↑ +891%
BRIGHTON HEALTH PLAN ALL PRODUCTS $126.40 ↑ +944%
CIGNA BH $128.00 ↑ +957%
ACTIVECARE FIRST MCO ALL PRODUCTS $136.00 ↑ +1023%
MULTIPLAN - PHCS ALL PRODUCTS $136.00 ↑ +1023%
CHN ALL PRODUCTS $136.00 ↑ +1023%
QUALCARE WORKERS COMP $141.12 ↑ +1065%
QUALCARE HMO $141.12 ↑ +1065%
QUALCARE PPO $141.12 ↑ +1065%
HORIZON HMO $152.38 ↑ +1158%
HORIZON INDEMNITY $153.17 ↑ +1165%
HORIZON SHP $154.14 ↑ +1173%
HORIZON FEDERAL $156.03 ↑ +1188%
HORIZON PPO $156.03 ↑ +1188%
AMERIHEALTH REGIONAL HMO $160.00 ↑ +1221%
AMERIHEALTH LOCAL HMO $160.00 ↑ +1221%
AETNA PPO $165.93 ↑ +1270%
AETNA ASA $165.93 ↑ +1270%
AETNA HMO $165.93 ↑ +1270%

Visitor-reported prices

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Hemolysins and agglutinins incubated at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $12.11 $12.11 – $55.49
Ocean University Medical Center Brick $12.11 $12.11 – $55.49
JFK Johnson Rehabilitation Institute (JRI) Edison $12.11 $12.11 – $56.99
Jersey Shore University Medical Center Neptune City $12.11 $9.69 – $55.49
Palisades Medical Center North Bergen $12.11 $12.11 – $55.49
Raritan Bay Medical Center Perth Amboy $12.11 $12.11 – $55.49
Riverview Medical Center Red Bank $12.11 $12.11 – $55.49
Southern Ocean Medical Center Manahawkin $12.11 $12.11 – $55.49

All New-jersey hospitals for this procedure →