Hemoglobin urine at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$3.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.16 with OPTUM HEALTH vs $54.15 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $3.16 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $3.95 ↑ +0%
WELLCARE MANAGED MEDICAID $3.95 ↑ +0%
HORIZON MEDICARE ADVANTAGE $3.95 ↑ +0%
AETNA MEDICARE ADVANTAGE $3.95 ↑ +0%
VACCN ALL PRODUCTS $3.95 ↑ +0%
AMERIGROUP MANAGED MEDICAID $3.95 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3.95 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $3.95 ↑ +0%
CLOVER MEDICARE ADVANTAGE $3.95 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $3.95 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.15 ↑ +5%
HORIZON MANAGED MEDICAID $4.46 ↑ +13%
LHP HEALTH ALL PRODUCTS $4.94 ↑ +25%
KARNA MEDICARE ADVANTAGE $5.25 ↑ +33%
AETNA MANAGED MEDICAID $12.80 ↑ +224%
CIGNA PPO $17.74 ↑ +349%
CIGNA HMO $17.74 ↑ +349%
OXFORD ALL PRODUCTS $25.50 ↑ +546%
UNITED HEALTHCARE HMO $28.82 ↑ +630%
HORIZON OMNIA $33.40 ↑ +746%
HORIZON WORKERS COMP $35.12 ↑ +789%
INTERGROUP ALL PRODUCTS $35.70 ↑ +804%
HORIZON PIP $38.25 ↑ +868%
BERGEN RISK ALL PRODUCTS $38.25 ↑ +868%
BRIGHTON HEALTH PLAN ALL PRODUCTS $40.29 ↑ +920%
CIGNA BH $40.80 ↑ +933%
ACTIVECARE FIRST MCO ALL PRODUCTS $43.35 ↑ +997%
MULTIPLAN - PHCS ALL PRODUCTS $43.35 ↑ +997%
CHN ALL PRODUCTS $43.35 ↑ +997%
QUALCARE WORKERS COMP $44.98 ↑ +1039%
QUALCARE HMO $44.98 ↑ +1039%
QUALCARE PPO $44.98 ↑ +1039%
HORIZON HMO $48.57 ↑ +1130%
HORIZON INDEMNITY $48.82 ↑ +1136%
HORIZON SHP $49.13 ↑ +1144%
HORIZON FEDERAL $49.74 ↑ +1159%
HORIZON PPO $49.74 ↑ +1159%
AMERIHEALTH REGIONAL HMO $51.00 ↑ +1191%
AMERIHEALTH LOCAL HMO $51.00 ↑ +1191%
AETNA PPO $54.15 ↑ +1271%
AETNA ASA $54.15 ↑ +1271%
AETNA HMO $54.15 ↑ +1271%

Visitor-reported prices

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Hemoglobin urine at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3.95 $3.95 – $18.10
Ocean University Medical Center Brick $3.95 $3.30 – $18.10
JFK Johnson Rehabilitation Institute (JRI) Edison $3.95 $3.30 – $18.59
Jersey Shore University Medical Center Neptune City $3.95 $3.16 – $18.10
Palisades Medical Center North Bergen $3.95 $3.95 – $18.10
Raritan Bay Medical Center Perth Amboy $3.95 $3.95 – $18.10
Riverview Medical Center Red Bank $3.95 $3.45 – $18.10
Southern Ocean Medical Center Manahawkin $3.95 $3.95 – $18.10

All New-jersey hospitals for this procedure →